14079 Amero Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 14079 Amero Ln, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1986
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$357,500 (May 2025)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0746-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0746-0050`
Alternative APNs	`00520804` `520804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	125 ft deep x 88 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,249 sqft
Deck Area	135 sqft
Patio Area	373 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00520804
Street Address	14079 AMERO LN
City	SPRING HILL
State	FL
Zip	34609-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 746 LOT 5
Legal Range	18E
Legal Township	23S
Legal Section	27
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	746
Legal Lot Number	5
Legal Unit	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1036
Census Tract	40906

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14079 AMERO LN, SPRING HILL, FL 34609-6208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Nov 4, 2021 · Amount on Record
Deed Document Number	2025029888
Deed Book / Page	4553 / 579
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14079 AMERO LN, SPRING HILL, FL 34609-6208
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14079 AMERO LN, SPRING HILL, FL 34609-6208

Mortgage

Document Number	0043401279
Date	Sep 13, 2023
Book Page	4340/1279
Instrument	2023057155

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 4, 2021
Property Address	14079 AMERO LN, SPRING HILL, FL 34609-6208
Document Number	0040801130
Book / Page	4080 / 1130
Map Reference	MB 8 PG 74
Instrument Date	Nov 1, 2021
Instrument	2021083259
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14079 AMERO LN, 14079, SPRING HILL, FL 34609-6208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14079 AMERO LN, SPRING HILL, FL 34609-6208

Mortgage

Document Number	0040801132
Date	Nov 4, 2021
Instrument	4080/1132

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (-5.46%) Additional exemption filed	$274,634 (+0.45%) Land $61,276 Building $213,358	$274,634 (+0.45%) Land $61,276 Building $213,358
2023		$273,397 (+7.3%) Land $74,054 Building $199,343
2022	$3,551.00	$254,796 Land $45,191 Building $209,605	$273,397 Land $54,382 Building $219,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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