14077 Neff Rd, Clio, MI 48420 Property Records

Genesee County property record for 14077 Neff Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,656 sqft · built 1998
Lot Size	8.75 acres (381,150 sqft)
Owner	2 Individual Names on File
Last Sale	$158,700 (Oct 2011)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02-400-020`

Property Details

APN / Parcel Number

Primary APN	`18-02-400-020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,264 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	381,150 sqft (8.75 acres)
Lot Dimensions	1,320 ft deep x 165 ft wide
Garage Area	1,976 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14077 NEFF RD
City	CLIO
State	MI
Zip	48420-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	A PARCEL OF LAND BEG N 1 DEG 30 MIN E 630.04 FT FROM SE COR OF SEC TH CONT N 1 DEG 30 MIN E 165 FT TH N 88 DEG 49 MIN 10 SEC
Legal Range	06E
Legal Township	09N
Legal Section	02
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1002
Census Tract	10112

Owner

14077 Neff Rd is owned and occupied by two individuals who acquired it in May 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14077 NEFF RD, CLIO, MI 48420-8806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Quit Claim Deed, Transfer MERCANTILE BK/MI
Aug 15, 2019	Deed of Trust, Mortgage · Conventional with PMI MERCANTILE BK/MI
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BK/MI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2011 · Amount on File
Deed Sale	Oct 12, 2011 · Amount on File
Prior Sale	Apr 4, 2002 · Amount on File
Deed Document Number	201172151
Last Transfer Date	May 22, 2020
Transfer Doc	0000037222
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 29, 2020
Property Address	14077 NEFF RD, CLIO, MI 48420-8806
Document Number	0000037222
Instrument Date	May 22, 2020
Instrument	37222
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14077 NEFF RD CLIO MI 484208806, CLIO, MI 48420-8806

Mortgage

Document Number	37223
Date	May 29, 2020
Instrument	37223

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	14077 NEFF RD, CLIO, MI 48420-8806
Document Number	0000055303
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14077 NEFF RD CLIO MI 484208806, CLIO, MI 48420-8806

Mortgage

Document Number	0000055303
Date	Aug 20, 2019
Instrument	55303

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	14077 NEFF RD, CLIO, MI 48420-8806
Document Number	0000097362
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14077 NEFF RD CLIO MI 484208806, CLIO, MI 48420-8806

Mortgage

Document Number	0000097362
Date	Nov 9, 2018
Instrument	97362

Lender

Name	MERCANTILE BK/MI
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14077 Neff Rd was $4,306 with a homeowner's exemption, up 4.5% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,000 (+5.8%)	$372,000 (+5.8%)
2025	$4,306.00 (+4.46%) Homeowner's exemption	$175,800	$351,600
2024	$4,122.00
2023		$153,500	$307,000
2019	$3,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14077 Neff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14077 Neff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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