14076 Riverlake Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 14076 Riverlake Dr, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$249,000 (Mar 2020)
Tax Bill	$1,672 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Sale & Mortgage
APN	`107-125-7986`

Property Details

APN / Parcel Number

Primary APN	`107-125-7986`
Alternative APN	`29164`

Interior

Building Area	1,952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-125-7986
Street Address	14076 RIVERLAKE DR
City	COVINGTON
State	LA
Zip	70435-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE RAMSEY LT58 PH2
Legal Subdivision	LAKE RAMSEY
Legal Phase	2
Legal Lot Number	58
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2003
Census Tract	40204

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14076 RIVERLAKE DR, COVINGTON, LA 70435-5513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage MEMBER FIRST MORTGAGE LLC
Mar 16, 2020	Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	2198656
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	14076 RIVERLAKE DR, COVINGTON, LA 70435-5513
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002296065
Date	Oct 15, 2021
Instrument	2296065

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 16, 2020
Property Address	14076 RIVERLAKE DR, COVINGTON, LA 70435-5513
Document Number	0002198656
Map Reference	MAP 873A
Instrument Date	Mar 13, 2020
Instrument	2198656
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	WINTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2373 NATCHITOCHES HWY, MANY, LA 71449-7215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14076 RIVERLAKE DR, COVINGTON, LA 70435-5513

Mortgage

Document Number	0002198658
Date	Mar 16, 2020
Instrument	2198658

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,672.00 (-3.8%) Homeowner's exemption	$22,407 (-) Land $4,000 Building $18,407	$224,070 (-) Land $40,000 Building $184,070
2024	$1,738.00 (-6.56%) Homeowner's exemption	$22,407 (-) Land $4,000 Building $18,407	$224,070 (-) Land $40,000 Building $184,070
2023	$1,860.00 Homeowner's exemption	$22,407 (-) Land $4,000 Building $18,407	$224,070 (-) Land $40,000 Building $184,070
2022	$1,860.00 Homeowner's exemption	$22,407 Land $4,000 Building $18,407	$224,070 Land $40,000 Building $184,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 308 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	44 (2005–2024)
Claims Outside the SFHA	16 of 44
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Aug 2016 · 26 claims Hurricane Katrina, Aug 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE RAMSEY private · serves 840 people · EPA ID LA1103139
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Sep 2025 Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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