14075 Utopia Rd, Derby, IN 47525 Property Records

Perry County property record for 14075 Utopia Rd, Derby, IN 47525

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,280 sqft · built 1993
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$287,850 (Mar 2021)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-00439-00`

Property Details

APN / Parcel Number

Primary APN	`007-00439-00`
Alternative APNs	`62-08-28-400-015.000-010` `00000986607`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft
Game Room	Game Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Lot Width	1 ft Width
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000986607
Street Address	14075 UTOPIA RD
City	DERBY
State	IN
Zip	47525-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007-00439-00 PT SW SE 28-5-1 2.69 PT SW SE FOR 28-5-1 12.31A
Jurisdiction	PERRY IN
Township / Civil Division	UNION
Census Block Group	4
Census Block	4054
Census Tract	952200

Owner

Source: Perry County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14075 UTOPIA RD, DERBY, IN 47525-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit HOOSIER HILLS CREDIT UNION
Mar 29, 2021	Deed, Transfer · Conventional Mortgage ACCEPTANCE HOME MORTGAGE LLC
May 17, 2019	Intrafamily Transfer, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	202186675
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	2019R80674
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY IN
Recording Date	May 12, 2026
Property Address	14075 UTOPIA RD, DERBY, IN 47525-9518
Document Number	2026R102874
Instrument Date	May 7, 2026
Instrument	2026102874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14075 UTOPIA RD, DERBY, IN 47525-9518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102874,
Date	May 12, 2026
Instrument	2026102874

Lender

Name	HOOSIER HILLS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 30, 2051

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PERRY IN
Recording Date	Mar 29, 2021
Property Address	14075 UTOPIA RD, DERBY, IN 47525-9518
Document Number	2021R86675
Instrument Date	Mar 19, 2021
Instrument	2021R-86675
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1901 SOUTHEAST 2ND STREET, EVANSVILLE, IN 47713
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R86676
Date	Mar 29, 2021
Instrument	2021R-86676

Lender

Name	ACCEPTANCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PERRY IN
Recording Date	May 17, 2019
Property Address	14075 UTOPIA RD, DERBY, IN 47525-9518
Document Number	2019R80674
Instrument Date	May 17, 2019
Instrument	2019R-80674
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	157 E 71ST ST, INDIANAPOLIS, IN 46220-1011

Tax Assessment & Valuation

Source: Perry County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Perry County
County Subdivision	Union Township
Unified School District	Perry Central Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 (+51.83%) Homeowner's exemption	$274,900 (+54.26%) Land $61,300 Building $213,600	$274,900 (+54.26%) Land $61,300 Building $213,600
2024	$1,698.00 (-2.69%)
2023		$178,200 (+0.68%) Land $54,900 Building $123,300	$178,200 (+0.68%) Land $54,900 Building $123,300
2022	$1,745.00	$177,000 Land $54,900 Building $122,100	$177,000 Land $54,900 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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