14072 Ludlow St, Oak Park, MI 48237 Property Records

Oakland County property record for 14072 Ludlow St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 908 sqft · built 1949
Lot Size	0.124 acres (5,401 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2025)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-19-407-021`

Property Details

APN / Parcel Number

Primary APN	`52-25-19-407-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	908 sqft Living Area
1st Floor Area	726 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	289 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	33 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14072 LUDLOW ST
City	OAK PARK
State	MI
Zip	48237-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 19 KENWOOD PARK SUB NO.3 LOT 1170
Legal Range	11E
Legal Township	01N
Legal Section	19
Legal Subdivision	KENWOOD PARK SUB
Legal Lot Number	1170
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2006
Census Tract	171000

Owner

14072 Ludlow St is owned and occupied by an individual who bought it in December 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	25585 BRIAR DR, OAK PARK, MI 48237-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jul 25, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2025159978
Deed Book / Page	60805 / 351
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0000220954
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 18, 2025
Property Address	14072 LUDLOW ST, OAK PARK, MI 48237-1353
Document Number	20250159978
Book / Page	60805 / 351
Map Reference	LB 37 PG 30
Instrument Date	Dec 12, 2025
Instrument	20250159978
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14072 LUDLOW ST, OAK PARK, MI 48237-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14072 LUDLOW ST, OAK PARK, MI 48237-1353

Mortgage

Document Number	0060814150
Date	Dec 18, 2025
Instrument	60814/150

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	14072 LUDLOW ST, OAK PARK, MI 48237-1353
Document Number	0000153605
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14072 LUDLOW ST OAK PARK MI 482371353, OAK PARK, MI 48237-1353

Mortgage

Document Number	0000153605
Date	Sep 19, 2019
Book Page	053270/000874
Instrument	153605

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 25, 2018
Property Address	14072 LUDLOW ST, OAK PARK, MI 48237-1353
Document Number	0000122187
Book / Page	052025 / 000716
Instrument Date	Jul 13, 2018
Instrument	122187
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SUGAR MAPLE DR STERLING HEIGHTS MI 483141255, STERLING HEIGHTS, MI 48314-1255

Mortgage

Document Number	122170
Date	Jul 25, 2018
Book Page	052025/000644
Instrument	122170

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 14072 Ludlow St was $3,840 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (+1.78%) Homeowner's exemption	$103,200 Land $18,300 Building $84,900	$206,400 Land $36,600 Building $169,800
2024	$3,773.00
2023		$83,200 Land $11,800 Building $71,400	$166,400 Land $23,600 Building $142,800
2022	$3,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14072 Ludlow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14072 Ludlow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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