14072 Joel Ct, Largo, FL 33774 Property Records

Pinellas County property record for 14072 Joel Ct, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,437 sqft · built 1992
Lot Size	0.325 acres (14,170 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Jul 2019)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-0144-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-0144-4`
Alternative APNs	`18-30-15-17284-000-0860` `301518172840000860` `153018172840000860` `R190726`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,437 sqft Living Area
Gross Area	3,119 sqft
1st Floor Area	2,437 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,170 sqft (0.325 acres)
Lot Dimensions	135 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R190726
Street Address	14072 JOEL CT
City	LARGO
State	FL
Zip	33774-5106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	COLLINS ESTATES PHASE III LOT 86
Legal Range	15E
Legal Township	30S
Legal Section	18
Legal Subdivision	COLLINS ESTATES PHASE III
Legal Phase	3
Legal Tract	17284
Legal Lot Number	86
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	25205

Owner

14072 Joel Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14072 JOEL CT, LARGO, FL 33774-5106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage EXCEL MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Aug 22, 2014 · Amount on File
Deed Document Number	2019238403
Deed Book / Page	20631 / 1211
Transfer Doc	1162000840
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	14072 JOEL CT, LARGO, FL 33774-5106
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14072 JOEL CT, LARGO, FL 33774-5106

Mortgage

Document Number	0211951449
Date	Oct 6, 2020
Book Page	21195/1449
Instrument	2020296785

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 29, 2019
Property Address	14072 JOEL CT, LARGO, FL 33774-5106
Document Number	0206311211
Book / Page	20631 / 1211
Map Reference	MB 102 PG 84-86
Instrument Date	Jul 25, 2019
Instrument	2019238403
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1333 SILVER SPRINGS WAY, 1333, STANWOOD, WA 98292-8109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14072 JOEL CT, LARGO, FL 33774-5106

Mortgage

Document Number	0206311213
Date	Jul 29, 2019
Instrument	20631/1213

Lender

Name	EXCEL MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14072 Joel Ct was $9,024 with a homeowner's exemption, up 5.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,024.00 (+5.42%) Homeowner's exemption	$539,174	$728,920 Land $248,448 Building $480,472
2024	$8,560.00 (+2.54%)
2023	$8,348.00 (+6.4%) Homeowner's exemption	$508,717 (+3%)	$721,345 (+21.48%) Land $338,314 Building $383,031
2022	$7,846.00 Homeowner's exemption	$493,900	$593,796 Land $303,646 Building $290,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14072 Joel Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	64 units insured incl. 8 condo units
Nearby Flood Claims	19 (1982–2016)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Sep 2016 · Hurricane Hermine

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14072 Joel Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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