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1407 Wolcott Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1407 Wolcott Ave, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,237 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$266,000 (Oct 2020)
Tax Bill$6,856 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN76-6840-0017-00-1

Property Details

APN / Parcel Number

Primary APN76-6840-0017-00-1
Alternative APN
  • 11-76-6840-0017-00-1

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft
Basement Area1,237 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions145 ft deep x 60 ft wide
Garage Area286 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1407 WOLCOTT AVE
CitySAINT JOSEPH
StateMI
Zip49085-1760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - A
Legal DescriptionLOT 17 RIVER RIDGE ADD TO CITY OF ST JOSEPH EXC THE E 10'THEREOF
Legal SubdivisionRIDGE ADD
Legal Lot Number17
Legal Unit17
JurisdictionBERRIEN MI
Township / Civil DivisionST. JOSEPH
Census Block Group1
Census Block1007
Census Tract1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6077 HILLANDALE RD, SODUS, MI 49126-9754
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Intrafamily Transfer, Transfer
Oct 19, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleOct 19, 2020 · Amount on Record
Deed Book / Page3296 / 1275
Last Transfer DateMay 4, 2021
Transfer Doc03348/3175
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateOct 15, 2021
Property Address1407 WOLCOTT AVE, SAINT JOSEPH, MI 49085-1760
Document Number03348/3175
Book / Page3348 / 3175
Instrument DateMay 4, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1407 WOLCOTT AVE, SAINT JOSEPH, MI 49085-1760

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateOct 19, 2020
Property Address1407 WOLCOTT AVE, SAINT JOSEPH, MI 49085-1760
Document Number03296/1275
Book / Page3296 / 1275
Map ReferenceLB 11 PG 26
Instrument DateOct 9, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,287.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 WOLCOTT AVE, SAINT JOSEPH, MI 49085-1760

Mortgage

Document Number0032961277
DateOct 19, 2020
Instrument3296/1277
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,900 (+1.28%)$283,800 (+1.28%)
2025$6,856.00 (+48.85%) Homeowner's exemption$140,100 (+29.01%)$280,200 (+29.01%)
2024$4,606.00 (-1.1%)
2023$108,600$217,200
2022$4,657.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JOSEPH
serves 7,930 people · EPA ID MI0006310
Water SourceSurface water
Last State InspectionJun 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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