1407 W King St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1407 W King St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 898 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2024)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Apr 2024 Sale Sep 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-720-000-008-00`

Property Details

APN / Parcel Number

Primary APN	`050-720-000-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	898 sqft Living Area
1st Floor Area	898 sqft
Basement Area	898 sqft
Unfinished Basement	898 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	10,454 sqft (0.24 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1407 W KING ST
City	OWOSSO
State	MI
Zip	48867-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 ZAMBIASI SUB
Legal Subdivision	ZAMBIASI SUB
Legal Lot Number	8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1004
Census Tract	30400

Owner

1407 W King St is owned and occupied by two individuals who bought it in April 2024.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1407 W KING ST, OWOSSO, MI 48867-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed, Transfer NOT AVAILABLE, TITLE365 DEF
Sep 27, 2023	Intrafamily Transfer, Transfer
Apr 26, 2023	Sheriff's Deed, Foreclosure
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Aug 1, 2017	Deed of Trust, Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Apr 26, 2023 · Amount on File
Deed Document Number	20243380599
Deed Book / Page	1316 / 353
Prior Transfer Date	Aug 22, 2023
Prior Transfer Doc	0013100969
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 12, 2024
Property Address	1407 W KING ST, OWOSSO, MI 48867-2135
Document Number	0013160353
Book / Page	1316 / 353
Map Reference	LB 1 PG 145
Instrument Date	Jan 2, 2024
Instrument	3380599
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	NOT AVAILABLE, TITLE365 DEF

Transaction

Amount	Amount on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4207 W HIBBARD RD, OWOSSO, MI 48867-9279

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 27, 2023
Property Address	1407 W KING ST, OWOSSO, MI 48867-2135
Document Number	0013100969
Book / Page	1310 / 969
Map Reference	LB 1 PG 145
Instrument Date	Aug 22, 2023
Instrument	3375134
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 26, 2023
Property Address	1407 W KING ST, OWOSSO, MI 48867-2135
Document Number	0013060684
Book / Page	1306 / 684
Map Reference	LB 1 PG 145
Instrument Date	Apr 19, 2023
Instrument	3370796
Transaction Type	Foreclosure
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407W W KING ST, OWOSSO, MI 48867-2135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PHILLIPS BLVD, EWING, NJ 08618-1430

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 25, 2021
Property Address	1407 W KING ST, OWOSSO, MI 48867-2135
Document Number	0012840326
Book / Page	1284 / 326
Map Reference	LB 1 PG 145
Instrument Date	Jun 23, 2021
Instrument	3348110
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$967.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1160 RICHARDSON RD, 1160, OWOSSO, MI 48867-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8810 E COUNTRY LN, LENNON, MI 48449-9628

Mortgage

Document Number	3348111
Date	Jun 25, 2021
Instrument	3348111

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1407 W KING ST, OWOSSO, MI 48867-2135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012360858
Date	Aug 1, 2017
Book Page	1236/0858
Instrument	3300168

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1407 W King St was $2,749 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,200 (+8%)	$140,400 (+8%)
2025	$2,749.00 Homeowner's exemption	$65,000	$130,000
2023	$2,195.00 Homeowner's exemption	$53,500	$107,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1407 W King St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 W King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W King St

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