1407 W Joy Rd, Ann Arbor, MI 48105 Property Records

Washtenaw County property record for 1407 W Joy Rd, Ann Arbor, MI 48105

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,416 sqft · built 1999
Lot Size17.4 acres (760,122 sqft)
OwnerIndividual Name on Record
Last Sale$1,825,000 (Dec 2023)
Tax Bill$43,850 (2025)
Deeds & MortgagesDec 2023 Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNI-09-06-200-021

Property Details

APN / Parcel Number

Primary APNI-09-06-200-021
Alternative APNs
  • I00906200021
  • 0906200021

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,416 sqft Living Area
1st Floor Area2,585 sqft
Basement Area2,585 sqft
Unfinished Basement2,585 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Lot Area760,122 sqft (17.4 acres)
Garage Area1,305 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Deck Area56 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1407 W JOY RD
CityANN ARBOR
StateMI
Zip48105-9204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionOWNER REQUEST AA 6-5A-5B-2A-1 PT OF PCLS 5&6" COM AT NW COR SEC 6, TH S 89-37-11 E 730.00 FT TO POB, TH CONT S 89-37-11 E
Legal Range06E
Legal Township02S
Legal Section06
Legal Block200
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group1
Census Block1011
Census Tract406000

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1407 W JOY RD, ANN ARBOR, MI 48105-9204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITIES FINANCIAL SERVICES INC
Sep 26, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on Record
Deed SaleDec 18, 2023 · Amount on Record
Deed Document Number20236707650
Deed Book / Page5540 / 692
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1407 W JOY RD, ANN ARBOR, MI 48105-9204
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 GALLERY LN, ANN ARBOR, MI 48103-8896

Mortgage

Document Number0006707820
DateDec 19, 2023
Book Page5540/862
Instrument6707820
Lender
NameFIRST SECURITIES FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressFRANKLIN, MI 48025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Property Address1407 W JOY RD, ANN ARBOR, MI 48105-9204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006392475
DateSep 26, 2017
Book Page5225/796
Instrument6392475
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 25, 2047

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWashtenaw County
County SubdivisionAnn Arbor Charter Township
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$909,300$1,818,600
2025$43,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Mercury Fiber.

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