1407 W 3rd St, Florence, CO 81226 Property Records

Fremont County property record for 1407 W 3rd St, Florence, CO 81226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,471 sqft · built 1903
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$1,246 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Feb 2021 Sale
Flood ZoneZone X (minimal risk)
APNR030119

Property Details

APN / Parcel Number

Primary APNR030119
Alternative APN
  • 98704601

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,471 sqft Living Area
1st Floor Area1,471 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1965
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)

Exterior Amenities

PorchSlab
Porch Area204 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR030119
Street Address1407 W 3RD ST
CityFLORENCE
StateCO
Zip81226-9409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A MAZZOCCO SUB REF 730-02-140
Legal SubdivisionMAZZOCCO SUB
Legal Block4
Legal Lot NumberA
JurisdictionFREMONT CO
Township / Civil DivisionFLORENCE
Census Block Group2
Census Block2020
Census Tract978200

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1407 W 3RD ST, FLORENCE, CO 81226-9409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Special Warranty Deed, Transfer · FHA Mortgage
UNIVERSAL LENDING CORP
Feb 1, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 26, 2021
Transfer Doc0000996224
Record UpdatedSep 20, 2026

February 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFREMONT CO
Recording DateFeb 27, 2023
Property Address1407 W 3RD ST, FLORENCE, CO 81226-9409
Document Number0001024937
Instrument DateFeb 24, 2023
Instrument1024937
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 W 3RD ST, FLORENCE, CO 81226-9409

Mortgage

Document Number0001024938
DateFeb 27, 2023
Instrument1024938
Lender
NameUNIVERSAL LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

February 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionFREMONT CO
Recording DateFeb 1, 2021
Property Address1407 W 3RD ST, FLORENCE, CO 81226-9409
Document Number0000996224
Instrument DateJan 26, 2021
Instrument996224
Transaction TypeTransfer
Record UpdatedMay 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateColorado
CountyFremont County
Unified School DistrictFremont RE-2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,246.00 (+1.8%)$19,635 (-16.14%)$314,153 (-10.11%)
2024$1,224.00 (+1.92%)$23,414 (+18.68%)
2023$1,201.00 (+16.15%)$19,729 (+17.28%)$349,467 (+44.38%)
2022$1,034.00$16,822$242,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims4 (1999–2018)
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 50% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 7,500 people · EPA ID CO0122500
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
SECOM
Fixed Wireless
100 / 25

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