1407 Stuart Ave, Albany, GA 31707 Property Records

Dougherty County property record for 1407 Stuart Ave, Albany, GA 31707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,271 sqft · built 1955
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,000 (Aug 1995)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000MM/00015/024`

Property Details

APN / Parcel Number

Primary APN	`000MM/00015/024`
Alternative APN	`25556`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,271 sqft Heated Area
1st Floor Area	2,271 sqft
Flooring	Asbestos (Tiles, Sheet)
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	466 ft deep x 93 ft wide
Terrain	Wet
Garage Type	Carport
Garage Area	128 sqft
Carport	Carport
Carport Area	128 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Canopy	276 sqft
Lean-To	128 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25556
Street Address	1407 STUART AVE
City	ALBANY
State	GA
Zip	31707-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 4 PT 19
Legal Subdivision	KEN GARDENS RD
Legal Lot Number	4
Jurisdiction	DOUGHERTY GA
Township / Civil Division	WEST DOUGHERTY
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

Source: Dougherty County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1407 STUART AVE, ALBANY, GA 31707-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1995 · Amount on Record
Deed Sale	Aug 25, 1995 · Amount on Record
Prior Sale	Jan 1, 1963
Deed Book / Page	1519 / 194
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1407 STUART AVE, ALBANY, GA 31707-1807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 STUART AVE, ALBANY, GA 31707-1807

Mortgage

Document Number	0000004532/0000000310
Date	Aug 13, 2018
Book Page	0000004532/0000000310
Instrument	004868

Lender

Name	RENASANT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2028

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGHERTY GA
Property Address	1407 STUART AVE, ALBANY, GA 31707-1807
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4476/199
Date	Jan 16, 2018
Book Page	4476/199
Instrument	000264

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

Source: Dougherty County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Albany City
County	Dougherty County
Unified School District	Dougherty School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,567.00 (+6.24%) Homeowner's exemption	$33,000 (+0.24%) Land $3,960 Building $29,040	$82,500 (+0.24%) Land $9,900 Building $72,600
2024	$1,475.00 (+145.42%) Homeowner's exemption	$32,920 (-) Land $3,960 Building $28,960	$82,300 (-) Land $9,900 Building $72,400
2023	$601.00 (-58.41%) Homeowner's exemption	$32,920 (-) Land $3,960 Building $28,960	$82,300 (-) Land $9,900 Building $72,400
2022	$1,445.00 Homeowner's exemption	$32,920 Land $3,960 Building $28,960	$82,300 Land $9,900 Building $72,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	9 (1994–2020)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY serves 101,245 people · EPA ID GA0950000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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