1407 Stependale Dr, Katy, TX 77450 Property Records

Harris County property record for 1407 Stependale Dr, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1982
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$279,500 (Jun 2020)
Tax Bill	$7,075 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-249-014-0006`

Property Details

APN / Parcel Number

Primary APN	`114-249-014-0006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.185 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	120 sqft
Patio Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142490140006
Street Address	1407 STEPENDALE DR
City	KATY
State	TX
Zip	77450-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK 14 NOTTINGHAM COUNTRY SEC 8 R/P
Legal Subdivision	NOTTINGHAM COUNTRY SEC 8 R/P
Legal Block	14
Legal Lot Number	6
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4007
Census Tract	454700

Owner

1407 Stependale Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1407 STEPENDALE DR, KATY, TX 77450-4923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 15, 2020	Warranty Deed, Transfer NOVA FIN'L & INV
Jun 15, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 26, 2018	Deed of Trust, Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on File
Deed Sale	Jun 15, 2020 · Amount on File
Prior Sale	Apr 29, 2008 · Amount on File
Deed Document Number	2020253900
Prior Transfer Date	Mar 12, 1995
Prior Transfer Doc	0000318730
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1407 STEPENDALE DR, KATY, TX 77450-4923
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000408991
Date	Aug 10, 2022
Instrument	2022-408991

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 15, 2020
Property Address	1407 STEPENDALE DR, KATY, TX 77450-4923
Document Number	0000253900
Instrument Date	Jun 11, 2020
Instrument	253900
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1407 STEPENDALE DR KATY TX 774504923, KATY, TX 77450-4923

Mortgage

Document Number	253901
Date	Jun 15, 2020
Instrument	253901

Lender

Name	NOVA FIN'L & INV
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 15, 2020
Property Address	1407 STEPENDALE DR, KATY, TX 77450-4923
Document Number	0000253899
Instrument Date	Jun 10, 2020
Instrument	253899
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 STEPENDALE DR LISSIE TX 77454, LISSIE, TX 77454

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1407 STEPENDALE DR, KATY, TX 77450-4923
Document Number	0000043673
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 9, 2018
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1407 STEPENDALE DR KATY TX 774504923, KATY, TX 77450-4923

Mortgage

Document Number	0000043673
Date	Feb 1, 2018
Instrument	43673

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Stependale Dr was $7,075 with a homeowner's exemption, up 2.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,033 (-4.09%) Land $135,585 Building $223,448	$359,033 (-4.09%) Land $135,585 Building $223,448
2025	$7,075.00 (+2.82%) Homeowner's exemption	$374,333 Land $135,585 Building $238,748	$374,333 Land $135,585 Building $238,748
2024	$6,881.00
2023		$370,605 Land $135,585 Building $235,020	$370,605 Land $135,585 Building $235,020
2022	$5,091.00
2020	$4,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 Stependale Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	14 (1998–2020)
Claims Outside the SFHA	13 of 14
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1407 Stependale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

Nearby Properties on Stependale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures