McLean County property record for 1407 Spear Dr, Normal, IL 61761 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,608 sqft Living Area |
| Lot Size | 12,000 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $194,000 (2018) |
| Tax Bill | $5,840.00 (2024) |
| Primary APN | 14-27-479-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,608 sqft Living Area |
| 1st Floor | 1,608 sqft 1st Floor |
| Basement Area | 264 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 12,000 sqft (0.276 acres) |
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1407 SPEAR DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3261 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIRST ADD PLEASANT HILL EAST LOT 115 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 27 |
| Legal Subdivision | PLEASANT HILL |
| Legal Lot Number | 115 |
| Jurisdiction | MCLEAN IL |
| Minor Civil Division | NORMAL |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 502 |
Source: McLean County records · APN 14-27-479-013
Assessment roll updated April 8, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1407 SPEAR DR, NORMAL, IL 61761-3261 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS STATE CU |
| Jun 14, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on Record |
| Deed Sale | Jun 14, 2018 · Amount on Record |
| Deed Doc Number | 20189312 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1407 SPEAR DR, NORMAL, IL 61761-3261 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202200004270 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-00004270 |
| Name | ILLINOIS STATE CU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jun 14, 2018 |
| Property Address | 1407 SPEAR DR, NORMAL, IL 61761-3261 |
| Document Number | 201800009312 |
| Instrument Date | May 07, 2018 |
| Instrument | 2018-00009312 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1407 SPEAR DR, NORMAL, IL 61761-3261 |
| Document Number | 201800009313 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-00009313 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85,055 (+21.89%) Land $16,752 Building $68,303 | $255,165 (+21.89%) Land $50,256 Building $204,909 | |
| 2024 | $5,840.00 (+7%) | ||
| 2023 | $5,458.00 | $69,782 Land $13,744 Building $56,038 | $209,346 Land $41,232 Building $168,114 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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