1407 Soto St, Seaside, CA 93955 Property Records

Monterey County property record for 1407 Soto St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 1963
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$905,000 (Jan 2022)
Tax Bill	$8,945 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2019 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`012-244-007-000`

Property Details

APN / Parcel Number

Primary APN	`012-244-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Tar & Gravel
Lot Area	4,700 sqft (0.108 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1407 SOTO ST
City	SEASIDE
State	CA
Zip	93955-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 5 LOT 33 34 & 35 BLK 33 EXC 2 FT OF LOT 33 TO CITY ST
Legal Subdivision	CASA VERDE VILLAS
Legal Block	33
Legal Lot Number	33
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	3
Census Block	3001
Census Tract	13500

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1293, SEASIDE, CA 93955-1293
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Mar 30, 2018	Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Mar 30, 2018	Transfer on Death Deed, Transfer CHICAGO TITLE CO
Mar 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20223993
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0000013603
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 26, 2022
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Document Number	0000003993
Map Reference	VOL 2 PG 15
Instrument Date	Jan 11, 2022
Instrument	2022003993
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1407 SOTO ST, SEASIDE, CA 93955-5133

Mortgage

Document Number	0000003994
Date	Jan 26, 2022
Instrument	2022003994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000260
Date	Jan 3, 2019
Instrument	2019000260

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007654
Date	Feb 14, 2020
Instrument	2020007654

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 30, 2018
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Document Number	0000013602
Map Reference	VOL2 PG15
Instrument Date	Mar 23, 2018
Instrument	2018013602
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 SOTO ST, SEASIDE, CA 93955-5133

Mortgage

Document Number	0000013604
Date	Mar 30, 2018
Instrument	2018013604

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 30, 2018
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Document Number	0000013603
Map Reference	VOL2 PG15
Instrument Date	Mar 22, 2018
Instrument	2018013603
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 SOTO ST, SEASIDE, CA 93955-5133

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 22, 2018
Property Address	1407 SOTO ST, SEASIDE, CA 93955-5133
Document Number	0000012256
Instrument Date	Mar 13, 2018
Instrument	12256
Transaction Type	Transfer
Record Updated	Apr 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1117 HOLLY OAK CIR SAN JOSE CA 951201542, SAN JOSE, CA 95120-1542

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$979,599 (+2%) Land $378,850 Building $600,749
2025	$8,945.00 (+5.1%) Disabled Person's exemption Veteran's exemption	$960,392 (+4.04%) Land $371,422 Building $588,970
2023	$8,511.00 (+28.62%) Disabled Person's exemption Veteran's exemption	$923,100 Land $357,000 Building $566,100
2022	$6,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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