1407 S River Rd, Front Royal, VA 22630 Property Records

Warren County property record for 1407 S River Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,126 sqft · built 1973
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on File
Last Sale	$260,000 (Oct 2024)
Tax Bill	$1,943 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`28/144/A2`

Property Details

APN / Parcel Number

Primary APN	`28/144/A2`
Alternative APN	`20591`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	2,838 sqft
1st Floor Area	1,126 sqft
Basement Area	282 sqft
Finished Basement	282 sqft
Unfinished Basement	1,126 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20591
Old Parcel Number	28 144A2
Street Address	1407 S RIVER RD
City	FRONT ROYAL
State	VA
Zip	22630-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	L 'B' RAE WALTON PROP
Legal Subdivision	FORK-COUNTY
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	5
Census Block	5014
Census Tract	20300

Owner

1407 S River Rd is owned by a company that bought it in October 2024.

Source: Warren County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	1407 S RIVER RD, FRONT ROYAL, VA 22630-8362
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed, Transfer · FHA Mortgage LOWER LLC
Jun 16, 2020	Deed, Transfer · FHA Mortgage VELLUM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	Oct 17, 2022 · Amount on File
Deed Document Number	20244414
Prior Transfer Date	Feb 22, 2008
Prior Transfer Doc	0000001846
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 17, 2022
Property Address	1407 S RIVER RD, FRONT ROYAL, VA 22630-8362
Document Number	0220006199
Map Reference	MB 204 PG 621
Instrument Date	Sep 23, 2022
Instrument	220006199
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 S RIVER RD, FRONT ROYAL, VA 22630-8362

Mortgage

Document Number	0220006200
Date	Oct 17, 2022
Instrument	220006200

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jun 16, 2020
Property Address	1407 S RIVER RD, FRONT ROYAL, VA 22630-8362
Document Number	200003624
Map Reference	MB 204 PG 621
Instrument Date	Jun 15, 2020
Instrument	200003624
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 S RIVER RD, FRONT ROYAL, VA 22630-8362

Mortgage

Document Number	200003625
Date	Jun 16, 2020
Instrument	200003625

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1407 S River Rd was $1,943, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,943.00 (+18.84%)	$341,500 (-) Land $60,000 Building $281,500
2025	$1,635.00 (-31.04%)	$341,500 (+44.03%) Land $60,000 Building $281,500	$341,500 (+44.03%) Land $60,000 Building $281,500
2024	$2,371.00	$237,100 (-) Land $46,000 Building $191,100	$237,100 (-) Land $46,000 Building $191,100
2023		$237,100 Land $46,000 Building $191,100	$237,100 Land $46,000 Building $191,100
2022	$2,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 S River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 S River Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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