1407 Pine River Rd, Midland, MI 48640 Property Records

Midland County property record for 1407 Pine River Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,560 sqft · built 1935
Lot Size0.89 acres (38,768 sqft)
OwnerCompany Name on Record
Tax Bill$2,297 (2025)
Deeds & MortgagesFeb 2022 Transfer
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN14-20-70-190

Property Details

APN / Parcel Number

Primary APN14-20-70-190

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,248 sqft
Basement Area624 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area38,768 sqft (0.89 acres)
Lot Dimensions231 ft deep x 167 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1407 PINE RIVER RD
CityMIDLAND
StateMI
Zip48640-8974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionBEG 327.75 FT W OF W 1/8 COR ON EW 1/4 LN OF SEC 20 W 167 FT N 264 FT E 167 FT S 264 FT TO BEG EXC RD R/W
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1010
Census Tract290500

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Intrafamily Transfer, Transfer
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 25, 2020Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 5, 2022
Transfer Doc01653/1479
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateFeb 7, 2022
Property Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974
Document Number01653/1479
Book / Page1653 / 1479
Instrument DateFeb 5, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyMICHYAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974

Mortgage

Document Number001653/271
DateJan 7, 2022
Book Page1653/271
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 PINE RIVER RD, MIDLAND, MI 48640-8974

Mortgage

Document Number1636/1089
DateAug 25, 2020
Book Page1636/1089
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term180 Months
DueAug 14, 2035

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,900 (+7.94%)$195,800 (+7.94%)
2025$2,297.00 (+1.01%) Homeowner's exemption$90,700$181,400
2024$2,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims48 (1982–2020)
Claims Outside the SFHA4 of 48
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 7 claims
  • Flooding, Apr 2013 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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