1407 Oak St, Craig, CO 81625 Property Records

Moffat County property record for 1407 Oak St, Craig, CO 81625

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,930 sqft · built 1976
Lot Size	0.26 acres (11,340 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Apr 2021)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Sale & Mortgage + 2 more
APN	`R006179`

Property Details

APN / Parcel Number

Primary APN	`R006179`
Alternative APN	`065735402002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,340 sqft (0.26 acres)
Garage Type	Basement
Garage Area	552 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1407 OAK ST
City	CRAIG
State	CO
Zip	81625-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: SANDWOOD LOT: 1 BLOCK: 4
Legal Subdivision	SANDWOOD
Legal Block	4
Legal Lot Number	1
Jurisdiction	MOFFAT CO
Township / Civil Division	CRAIG
Census Block Group	5
Census Block	5001
Census Tract	400

Owner

1407 Oak St is owned and occupied by an individual who bought it in April 2021.

Source: Moffat County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1407 OAK ST, CRAIG, CO 81625-3218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 26, 2021	Special Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD
Apr 17, 2020	Correction Deed
Nov 26, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Deed Document Number	20211497
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0020200941
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOFFAT CO
Recording Date	Sep 1, 2026
Property Address	1407 OAK ST, CRAIG, CO 81625-3218
Document Number	0000002147
Instrument Date	Aug 14, 2026
Instrument	20262147
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 OAK ST, CRAIG, CO 81625-3218

Mortgage

Document Number	0000002147,
Date	Sep 1, 2026
Instrument	20262147

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	May 1, 2051

Interest

Max Rate	-1%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOFFAT CO
Recording Date	Apr 26, 2021
Property Address	1407 OAK ST, CRAIG, CO 81625-3218
Document Number	20211497
Map Reference	MP 4379
Instrument Date	Apr 12, 2021
Instrument	20211497
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 OAK ST, CRAIG, CO 81625-3218

Mortgage

Document Number	20211498
Date	Apr 26, 2021
Instrument	20211498

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Mortgage

Document Number	20211499
Date	Apr 26, 2021
Instrument	20211499

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MOFFAT CO
Recording Date	Apr 17, 2020
Property Address	1407 OAK ST, CRAIG, CO 81625-3218
Document Number	0020200941
Instrument Date	Mar 9, 2020
Instrument	20200941
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	140 OAK ST, CRAIG, CO 81625

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOFFAT CO
Recording Date	Nov 26, 2019
Property Address	1407 OAK ST, CRAIG, CO 81625-3218
Document Number	0020193466
Instrument Date	Nov 22, 2019
Instrument	20193466
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	140 OAK ST, CRAIG, CO 81625

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Oak St was $2,265, up 45.8% from the year before.

Source: Moffat County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Moffat County
Municipality	Craig City
Unified School District	Moffat County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$394,731 (+47.61%) Land $34,248 Building $360,483
2025	$2,265.00 (+45.75%)	$24,671 (+37.67%)	$267,422 Land $27,578 Building $239,844
2024	$1,554.00 (+1.64%)	$17,920 (-)
2023	$1,529.00 (-7.11%)	$17,920 (-8.24%) Land $1,850 Building $16,070	$267,422 (-4.86%) Land $27,578 Building $239,844
2022	$1,646.00	$19,530 Land $2,310 Building $17,220	$281,071 Land $33,250 Building $247,821

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1407 Oak St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CRAIG serves 8,930 people · EPA ID CO0141188
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Luminate Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, High Rapid Networks.

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