1407 Lombard St, Vista, CA 92084 Property Records

San Diego County property record for 1407 Lombard St, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,013 sqft · built 1974
Lot Size0.57 acres (2,498 sqft)
Owner2 Individual Names on Record
Last Sale$489,000 (Jul 2023)
Tax Bill$6,416 (2025)
Deeds & MortgagesJul 2023 Sale & Reverse Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN173-490-19-00

Property Details

APN / Parcel Number

Primary APN173-490-19-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,013 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area2,498 sqft (0.57 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1407 LOMBARD ST
CityVISTA
StateCA
Zip92084-3867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-M
Legal DescriptionLOT 19 TR 007717
Legal SubdivisionVISTA #73-1
Legal Tract007717
Legal Block3
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3007
Census Tract19205

Owner

Source: San Diego County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1407 LOMBARD ST, VISTA, CA 92084-3867
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Grant Deed, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleFeb 2, 2016 · Amount on Record
Deed Document Number2023184497
Prior Transfer DateJun 1, 1994
Prior Transfer Doc0000397523
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2023
Property Address1407 LOMBARD ST, VISTA, CA 92084-3867
Document Number0000184497
Map ReferenceMAP 7717
Instrument DateJun 30, 2023
Instrument2023-0184497
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1407 LOMBARD ST, VISTA, CA 92084-3867

Mortgage

Document Number0000184498
DateJul 14, 2023
Instrument2023-0184498
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.67%
Type Change DateSep 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.6%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1407 LOMBARD ST, VISTA, CA 92084-3867
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000256508
DateJun 25, 2018
Instrument2018-0256508
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$508,755 (+2%) Land $353,736 Building $155,019
2025$6,416.00 (+5.3%)$498,780 (+76.76%) Land $346,800 Building $151,980
2024$6,093.00 (+59.04%)
2023$3,831.00 (+2.27%)$282,176 (+2%) Land $75,698 Building $206,478
2022$3,746.00 Homeowner's exemption$276,644 Land $74,214 Building $202,430

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.

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