1407 James St, Durham, NC 27707 Property Records

Durham County property record for 1407 James St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,071 sqft · built 1929
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Apr 2018)
Tax Bill	$4,813 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0821-23-1895`

Property Details

APN / Parcel Number

Primary APN	`0821-23-1895`
Alternative APNs	`0821-23-18-9547` `082113231896` `108017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,071 sqft Heated Area
1st Floor Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Ranch
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	202 ft deep x 76 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1407 JAMES ST
City	DURHAM
State	NC
Zip	27707-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-BROWN LEEROY & MATTI E A/LT#02 LT#01 SM PT LA PL:000004-000155
Legal Subdivision	THE LEROY BROWN AND WIFE
Legal Lot Number	1,2
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3001
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lakewood Park Historic District listed 2003 · 76 contributing resources · NRIS 03000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1407 James St is owned and occupied by two individuals who bought it in April 2018.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1407 JAMES ST, DURHAM, NC 27707-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Intrafamily Transfer, Transfer
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 20, 2018	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2018 · Amount on File
Deed Sale	Apr 20, 2018 · Amount on File
Prior Sale	Jun 18, 2013 · Amount on File
Deed Document Number	201813010
Deed Book / Page	8406 / 257
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Mar 18, 2026
Property Address	1407 JAMES ST, DURHAM, NC 27707-1511
Document Number	0105010712
Book / Page	10501 / 712
Map Reference	MB 18 PG 431
Instrument Date	Mar 17, 2026
Instrument	2026167204
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 JAMES ST, DURHAM, NC 27707-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 JAMES ST, DURHAM, NC 27707-1511

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1407 JAMES ST, DURHAM, NC 27707-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092080328
Date	Jan 25, 2021
Book Page	9208/328
Instrument	2021003700

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 20, 2018
Property Address	1407 JAMES ST, DURHAM, NC 27707-1511
Document Number	0084060257
Book / Page	8406 / 257
Map Reference	MB 4 PG 155
Instrument Date	Apr 12, 2018
Instrument	2018013010
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 SWANNANOA AVE, 115, ASHEVILLE, NC 28806-4432

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 JAMES ST, DURHAM, NC 27707-1511

Mortgage

Document Number	0084060260
Date	Apr 20, 2018
Book Page	8406/260
Instrument	2018013011

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1407 James St was $4,813, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,813.00 (+2.51%)	$473,677 (-) Land $317,250 Building $156,427	$473,677 (-) Land $317,250 Building $156,427
2025	$4,695.00	$473,677 Land $317,250 Building $156,427	$473,677 Land $317,250 Building $156,427
2023	$3,274.00 (+2.34%)	$250,012 Land $54,040 Building $195,972	$250,012 Land $54,040 Building $195,972
2022	$3,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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