1407 Georgia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1407 Georgia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1979
Square Footage	1,452 sqft Heated Area
Lot Size	14,810 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$258,000 (2021)
Tax Bill	$3,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78650`
Alternative APN	`012630000102650190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,452 sqft Heated Area
Gross Area	2,702 sqft Gross Area
1st Floor	1,452 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,810 sqft (0.339 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	192 sqft Shed
Patio Area	288 sqft Patio
Porch	Open Porch
Porch Area	434 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	78650
Street Address	1407 GEORGIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4163
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PGS 33-34 BLK 265 LOTS 18 & 19-21
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	265
Legal Lot Number	18-19 19
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4049
Census Tract	43400

Owner

Source: Osceola County records · APN 78650

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1407 GEORGIA AVE, SAINT CLOUD, FL 34769-4163
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 05, 2021 · Amount on Record
Deed Sale	Jan 05, 2021 · Amount on Record
Prior Sale	Apr 06, 2004 · Amount on Record
Deed Doc Number	2021001361
Deed Book / Page	5865 / 535
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 05, 2021
Property Address	1407 GEORGIA AVE, SAINT CLOUD, FL 34769-4163
Document Number	0058650535
Book / Page	5865 / 535
Map Reference	MB B PG 33&34
Instrument Date	Jan 04, 2021
Instrument	2021001361
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	NOT AVAILABLE, DOMINION TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30602 DUBSDREAD DR, 30602, SORRENTO, FL 32776-9062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 GEORGIA AVE, SAINT CLOUD, FL 34769-4163

Mortgage

Document Number	0005865537
Date	Jan 05, 2021
Instrument	5865/537

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,658.00 (+6.28%) Homeowner's exemption	$247,261 (+5.99%)	$298,800 (+13.22%) Land $63,200 Building $235,600
2023	$3,442.00 (+3.61%) Homeowner's exemption	$233,295 (+3%)	$263,900 (+16.51%) Land $57,500 Building $206,400
2022	$3,322.00 Homeowner's exemption	$226,500 Land $51,800 Building $174,700	$226,500 Land $51,800 Building $174,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.