1407 E Sprague Ave, Spokane, WA 99202 Property Records

Spokane County property record for 1407 E Sprague Ave, Spokane, WA 99202

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 6,125 sqft · built 1939
Lot Size	0.205 acres (8,934 sqft)
Owner	Company Name on Record
Tax Bill	$3,950 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35163.3603`

Property Details

APN / Parcel Number

Primary APN	`35163.3603`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	6,125 sqft Total Area
Gross Area	3,400 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1982
Lot Area	8,934 sqft (0.205 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Garage Area	1,140 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1407 E SPRAGUE AVE
City	SPOKANE
State	WA
Zip	99202-3110
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CC2
Legal Description	SUB OF SEC 16 L8 B14 INC 8FT VAC STP N OF&ADJ
Legal Range	43E
Legal Township	25N
Legal Section	16
Legal Subdivision	SCHOOL
Legal Block	2
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2041
Census Tract	14500

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1225 N SKIPWORTH CT, SPOKANE VALLEY, WA 99206-4858
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Loan Assumption DONALD R DAMMEL
Aug 14, 2023	Deed in Lieu of Foreclosure, Foreclosure
Aug 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HCREF INC
Jun 12, 2019	Deed of Trust, Mortgage KENT E & GLORIA J MUMMA
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI WILLIAM L PETERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2022
Transfer Doc	0007235658
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1407 E SPRAGUE AVE, SPOKANE, WA 99202-3110
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007302107
Date	Aug 15, 2023
Instrument	7302107

Lender

Name	DONALD R DAMMEL
Type	Private Party

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	37 Months
Due	Sep 1, 2026

Interest

Rate Type	Fixed Rate
Rate	12%

August 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2023
Property Address	1407 E SPRAGUE AVE, SPOKANE, WA 99202-3110
Document Number	0007301939
Map Reference	VOL D PG 100
Instrument Date	Aug 1, 2023
Instrument	7301939
Transaction Type	Foreclosure
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 29, 2022
Property Address	1407 E SPRAGUE AVE, SPOKANE, WA 99202-3110
Document Number	0007235658
Map Reference	VOL D PG 100
Instrument Date	Aug 24, 2022
Instrument	7235658
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 N SKIPWORTH CT, SPOKANE VALLEY, WA 99206-4858

Mortgage

Document Number	0007235660
Date	Aug 29, 2022
Instrument	7235660

Lender

Name	HCREF INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 29, 2023

Mortgage

Document Number	0007235659
Date	Aug 29, 2022
Instrument	7235659

Lender

Name	DONALD R DAMMEL
Type	Private Party
Address	PO BOX 365, KALISPELL, MT 59903

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Aug 24, 2025

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1407 E SPRAGUE AVE, SPOKANE, WA 99202-3110
Document Number	0006813573
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1225 N SKIPWORTH CT SPOKANE VALLEY WA 992064858, SPOKANE VALLEY, WA 99206-4858

Mortgage

Document Number	0006813573
Date	Jun 14, 2019
Instrument	6813573

Lender

Name	KENT E & GLORIA J MUMMA
Address	6725 S CUSTER RD, SPOKANE, WA 99223-1825

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2029

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 7, 2017
Property Address	1407 E SPRAGUE AVE, SPOKANE, WA 99202-3110
Document Number	0006665481
Instrument Date	Dec 4, 2017
Instrument	6665481
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,256.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1407 E SPRAGUE AVE SPOKANE WA 992023110, SPOKANE, WA 99202-3110

Mortgage

Document Number	6665482
Date	Dec 7, 2017
Instrument	6665482

Lender

Name	WILLIAM L PETERSON
Address	3917 N POST ST, SPOKANE, WA 99205-1149

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2022

Mortgage

Document Number	6665483,
Date	Dec 7, 2017
Instrument	6665483

Lender

Name	HORIZON COM'L R/E FNDG INC
Address	SPOKANE VALLEY, WA 99212

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Dec 6, 2019

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,950.00 (+7.69%)	$387,740 (+0.31%) Land $89,340 Building $298,400	$387,740 (+0.31%) Land $89,340 Building $298,400
2025	$3,668.00 (+2.29%)	$386,540 (+10.68%) Land $89,340 Building $297,200	$386,540 (+10.68%) Land $89,340 Building $297,200
2024	$3,586.00 (+4.95%)	$349,240 (+5.96%) Land $62,540 Building $286,700	$349,240 (+5.96%) Land $62,540 Building $286,700
2023	$3,417.00 (-11.36%)	$329,600 (-) Land $53,600 Building $276,000	$329,600 (-) Land $53,600 Building $276,000
2022	$3,855.00	$329,600 Land $53,600 Building $276,000	$329,600 Land $53,600 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	May 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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