1407 E Saint Charles Ave, Phoenix, AZ 85042 Property Records

Maricopa County property record for 1407 E Saint Charles Ave, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,245 sqft · built 2000
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Feb 2018)
Tax Bill	$876 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`114-22-518`

Property Details

APN / Parcel Number

Primary APN	`114-22-518`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,300 sqft (0.121 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1407 E SAINT CHARLES AVE
City	PHOENIX
State	AZ
Zip	85042-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SOUTH RANCH 2 VARIOUS LOTS 3RD AMENDED MCR 576-37
Legal Range	03E
Legal Township	01N
Legal Section	33
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	SOUTH RANCH 2 VARIOUS LOTS 3RD AMENDED
Legal Lot Number	159
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1017
Census Tract	116400

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Aug 24, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	20180153477
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452

Mortgage

Document Number	0000671956
Date	Nov 20, 2025
Instrument	20250671956

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Transaction Type	Mortgage
Record Updated	Jan 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452

Mortgage

Document Number	0000020207
Date	Jan 13, 2023
Instrument	20230020207

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452

Mortgage

Document Number	0001315340
Date	Dec 13, 2021
Instrument	20211315340

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2018
Property Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Document Number	0000153477
Map Reference	MB 576 PG 37
Instrument Date	Feb 23, 2018
Instrument	20180153477
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels (Partial Ownership)

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4817 E BLVD RD, 4817, SCOTTSDALE, AZ 85254

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452

Mortgage

Document Number	0000153479
Date	Feb 28, 2018
Instrument	20180153479

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 24, 2017
Property Address	1407 E SAINT CHARLES AVE, PHOENIX, AZ 85042-4452
Document Number	0000625819
Instrument Date	Aug 16, 2017
Instrument	625819
Transaction Type	Foreclosure
Record Updated	Aug 31, 2017

Transaction

Amount	Amount Recorded
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4365 E PECOS RD #133 GILBERT AZ 852958053, 133, GILBERT, AZ 85295-8053

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,850 (-2.4%)	$268,500 (-2.4%) Land $53,700 Building $214,800
2025	$876.00 (+5.93%)
2024		$27,510	$275,100 Land $55,000 Building $220,100
2023	$827.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 885 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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