1407 E Elm St, Jefferson City, MO 65101 Property Records

Cole County property record for 1407 E Elm St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1948
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$150,505 (Sep 2025)
Tax Bill	$675 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0004-002-006`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0004-002-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	108 ft deep x 48.2 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1407 E ELM ST
City	JEFFERSON CITY
State	MO
Zip	65101-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS4
Legal Description	CITY OF JEFFERSON OUTLOT PT. OL64; BEG 351.5' SE W LINE OF OL64 ALONG S LINE OF E ELM SE 48.15'; NE 106'(S); NW 48.25' SW
Legal Range	11W
Legal Township	44N
Legal Section	17
Legal Subdivision	CITY OF JEFFERSON OUTLOT
Legal Lot Number	64
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

1407 E Elm St is owned and occupied by an individual who acquired it in October 2025.

Source: Cole County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1407 E ELM ST, JEFFERSON CITY, MO 65101-4142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage MULTIPLI FEDERAL CREDIT UNION
Jun 28, 2021	Quit Claim Deed, Transfer · ARM RIVER REGION CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Prior Sale	Jun 28, 2021 · Amount on File
Deed Document Number	20258165
Deed Book / Page	773 / 331
Last Transfer Date	Oct 1, 2025
Transfer Doc	0000008326
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1407 E ELM ST, JEFFERSON CITY, MO 65101-4142
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000773/332
Date	Sep 26, 2025
Book Page	773/332
Instrument	202508166

Lender

Name	MULTIPLI FEDERAL CREDIT UNION
Address	3124 W EDGEWOOD DR, JEFFERSON CITY, MO 65109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLE MO
Recording Date	Jun 28, 2021
Property Address	1407 E ELM ST, JEFFERSON CITY, MO 65101-4142
Document Number	000727/639
Book / Page	727 / 639
Instrument Date	Jun 25, 2021
Instrument	20217815
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 E ELM ST, JEFFERSON CITY, MO 65101-4142

Mortgage

Document Number	000727/640
Date	Jun 28, 2021
Book Page	727/640
Instrument	20217816

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2026
Index	5-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 1407 E Elm St was $675, up 5.5% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,300 (+5.21%) Land $1,400 Building $9,900
2025	$675.00 (+5.47%)	$10,740 Land $1,330 Building $9,410	$59,400 Land $7,400 Building $52,000
2024	$640.00
2023		$10,740 Land $1,330 Building $9,410	$56,500 Land $7,000 Building $49,500
2022	$610.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1407 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, Wisper ISP.

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