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1407 Denise Cir, Oceanside, CA 92054 Property Records

San Diego County property record for 1407 Denise Cir, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 1978
Lot Size0.24 acres (10,435 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Aug 2013)
Tax Bill$7,739 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN151-190-41-00

Property Details

APN / Parcel Number

Primary APN151-190-41-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,714 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area10,435 sqft (0.24 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1407 DENISE CIR
CityOCEANSIDE
StateCA
Zip92054-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 5 TR 008384
Legal SubdivisionGRANDVIEW PARK
Legal Tract008384
Legal Block2
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2014
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1407 DENISE CIR, OCEANSIDE, CA 92054-5608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2013 · Amount on Record
Deed SaleAug 26, 2013 · Amount on Record
Prior SaleJun 18, 1986 · Amount on Record
Deed Document Number2013532099
Prior Transfer DateFeb 10, 1998
Prior Transfer Doc0000196050
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1407 DENISE CIR, OCEANSIDE, CA 92054-5608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000245518
DateJun 18, 2018
Instrument2018-0245518
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 30, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1407 DENISE CIR, OCEANSIDE, CA 92054-5608
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1407 DENISE CIR, OCEANSIDE, CA 92054-5608

Mortgage

Document Number0000665290
DateOct 28, 2020
Instrument2020-0665290
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$708,774 (+2%) Land $500,144 Building $208,630
2025$7,739.00 (+5.22%) Homeowner's exemption$694,878 (+4.04%) Land $490,338 Building $204,540
2023$7,355.00 (+1.56%) Homeowner's exemption$667,898 Land $471,299 Building $196,599
2022$7,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA3 of 13
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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