1407 Cummings St, Luling, TX 78648 Property Records

Caldwell County property record for 1407 Cummings St, Luling, TX 78648 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,465 sqft Living Area
Lot Size	9,749 sqft (0.224 acres)
Occupancy	Owner Occupied
Last Sale	$185,400 (2019)
Tax Bill	$3,913.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`0700738-002-022-80`
Alternative APN	`118880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,465 sqft Living Area
1st Floor	1,465 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Cape Cod Style
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Reinforced Concrete Roof Construction
Lot Area	9,749 sqft (0.224 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	361 sqft Garage
Carport	Carport
Carport Area	361 sqft Carport
Patio Area	20 sqft Patio
Porch Area	82 sqft Porch
Storage Building	64 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	118880
Street Address	1407 CUMMINGS ST
City	LULING
State	TX
Zip	78648-2134
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REEVES, C.F., BLOCK 2, LOT 23, 24 & PT 22
Legal Subdivision	REEVES, C.F.
Legal Block	2
Legal Lot Number	23,24
Jurisdiction	CALDWELL TX
Minor Civil Division	LULING
Census Blockgroup	3
Census Block	3036
Census Tract	960701

Owner

Source: Caldwell County records · APN 0700738-002-022-80

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1407 CUMMINGS ST, LULING, TX 78648-2134
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Doc Number	20195267
Record Refreshed	Sep 20, 2026

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Oct 11, 2019
Property Address	1407 CUMMINGS ST, LULING, TX 78648-2134
Document Number	2019005267
Map Reference	VOL 142 PG 111
Instrument Date	Oct 11, 2019
Instrument	2019-005267
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 E CROCKETT ST, LULING, TX 78648-2402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 HOOVER ST, LULING, TX 78648-2026

Mortgage

Document Number	2019005268
Date	Oct 11, 2019
Instrument	2019-005268

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Lender is also the Seller

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Luling City
Unified School District	Luling Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,913.00 (+17.51%)
2025		$228,940 (+13.01%) Land $25,640 Building $203,300	$228,940 (-12.91%) Land $25,640 Building $203,300
2024	$3,330.00 (+22.02%)
2023	$2,729.00 (-19.97%) Homeowner's exemption	$202,586 Land $25,640 Building $237,230	$262,870 Land $25,640 Building $237,230
2022	$3,410.00

Flood & Wildfire

1407 Cummings St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Caldwell County (48055C), updated June 9, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 46th percentile of exposed land nationally · 19th in Texas
Wildfire Likelihood	Moderate — about 1 in 1,299 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.