1407 Chestnut Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1407 Chestnut Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,141 sqft · built 2023
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jun 2023)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`321-00-00-027`

Property Details

APN / Parcel Number

Primary APN	`321-00-00-027`
Alternative APNs	`0321 00 00 0270` `3747`

Interior

Stories	1 Story
Building Area	2,141 sqft Gross Area

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Lot Area	20,473 sqft (0.469 acres)

Location & Zoning

Account Number	3747
Old Parcel Number	0321 00 00 0270
Street Address	1407 CHESTNUT RD
City	ELGIN
State	SC
Zip	29045-8977
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 3
Legal Lot Number	3
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1407 CHESTNUT RD, ELGIN, SC 29045-8977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer
Oct 24, 2019	Grant Deed, Construction Loan · Line of Credit FIRST PALMETTO BK
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY FED'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	May 2, 2007 · Amount on Record
Deed Document Number	2023-5076
Deed Book / Page	4962 / 195
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Jun 15, 2023
Property Address	1407 CHESTNUT RD, ELGIN, SC 29045-8977
Document Number	0020235076
Book / Page	4962 / 195
Map Reference	MB C-22 PG 1B
Instrument Date	Jun 14, 2023
Instrument	2023-5076
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Tax	$676.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 CHESTNUT RD, ELGIN, SC 29045-8977

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 24, 2019
Property Address	1407 CHESTNUT RD, ELGIN, SC 29045-8977
Document Number	0000008652
Book / Page	004114 / 000139
Instrument Date	Oct 24, 2019
Instrument	8652
Transaction Type	Construction Loan
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 N BRICKYARD RD COLUMBIA SC 292236943, COLUMBIA, SC 29223-6943
Investor	Possibly a Property Investor

Mortgage

Document Number	8653
Date	Oct 24, 2019
Book Page	004114/000141
Instrument	8653

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 23, 2020

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1407 CHESTNUT RD, ELGIN, SC 29045-8977
Document Number	0000002346
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 RIMER POND RD BLYTHEWOOD SC 290169156, BLYTHEWOOD, SC 29016-9156

Mortgage

Document Number	0000002346
Date	Mar 27, 2018
Book Page	003836/000188
Instrument	2346

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 26, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+86.45%)	$260,900 (+560.51%) Land $39,500 Building $221,400	$260,900 (+560.51%)
2023	$856.00 (+707.55%)	$39,500 (+295%) Land $39,500	$39,500 (+295%)
2022	$106.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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