1407 Bristlecone Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1407 Bristlecone Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1988
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,614 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-37-023`

Property Details

APN / Parcel Number

Primary APN	`808-37-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	92 ft deep x 90 ft wide
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1407 BRISTLECONE CT
City	GILROY
State	CA
Zip	95020-4772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 7873 LOT 23
Legal Tract	7873
Legal Lot Number	23
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3004
Census Tract	512510

Owner

1407 Bristlecone Ct is owned and occupied by two individuals who acquired it in April 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1407 BRISTLECONE CT, GILROY, CA 95020-4772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2017	Deed of Trust, Mortgage · ARM BOFI FEDERAL BANK
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK
Apr 28, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2017
Transfer Doc	0023635316
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1407 BRISTLECONE CT, GILROY, CA 95020-4772
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023659557
Date	May 26, 2017
Instrument	23659557

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	11.6%
Index	1-Year LIBOR
Max Rate	11.6%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1407 BRISTLECONE CT, GILROY, CA 95020-4772
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023760892
Date	Sep 25, 2017
Instrument	23760892

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 28, 2017
Property Address	1407 BRISTLECONE CT, GILROY, CA 95020-4772
Document Number	0023635316
Instrument Date	Apr 24, 2017
Instrument	23635316
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1407 BRISTLECONE CT GILROY CA 950204772, GILROY, CA 95020-4772

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Bristlecone Ct was $7,614 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,704 (+2%) Land $345,002 Building $287,702
2025	$7,614.00 Homeowner's exemption	$620,299 Land $338,238 Building $282,061
2023	$7,448.00 (+1.69%) Homeowner's exemption	$596,213 Land $325,104 Building $271,109
2022	$7,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1407 Bristlecone Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Bristlecone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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