Oakland County property record for 1407 Boyd St, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,364 sqft · built 1968 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,500 (Jul 2024) |
| Tax Bill | $4,095 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jul 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-23-376-029 |
| Primary APN | 88-20-23-376-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1407 BOYD ST |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 22 & 23 BEAVER RUN SUB E 48 FT OF LOT 36 & W 15 FT OF LOT 37 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 22 |
| Legal Subdivision | BEAVER RU |
| Legal Lot Number | 36-37 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 197200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 N AMELIA AVE, 33D, SAN DIMAS, CA 91773-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jul 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Feb 6, 2024 | Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Feb 6, 2024 · Amount on Record |
| Deed Document Number | 202475977 |
| Deed Book / Page | 59478 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1407 BOYD ST, TROY, MI 48083-5407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1407 BOYD ST, TROY, MI 48083-5407 |
| Document Number | 20260001532 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 60845/21 |
| Instrument | 20260001532 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 9, 2024 |
| Property Address | 1407 BOYD ST, TROY, MI 48083-5407 |
| Document Number | 0000075977 |
| Book / Page | 59478 / 248 |
| Map Reference | LB 46 PG 27 |
| Instrument Date | Jul 1, 2024 |
| Instrument | 75977 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | PARTNERS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,381.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45871 HAYES RD, SHELBY TOWNSHIP, MI 48315-6216 |
| Name | Verified Name |
|---|---|
| Address | 1407 BOYD ST, TROY, MI 48083-5407 |
| Document Number | 0059476280 |
|---|---|
| Date | Jul 9, 2024 |
| Instrument | 59476/280 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 6, 2024 |
| Property Address | 1407 BOYD ST, TROY, MI 48083-5407 |
| Document Number | 0000012130 |
| Book / Page | 59151 / 638 |
| Map Reference | LB 46 PG 27 |
| Instrument Date | Jan 24, 2024 |
| Instrument | 12130 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | PARTNERS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6259 SEEGER RD, CASS CITY, MI 48726-9672 |
| Name | Verified Name |
|---|---|
| Address | 45871 HAYES RD, SHELBY TOWNSHIP, MI 48315-6216 |
| Investor | Possibly a Property Investor |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,095.00 (+66.94%) | ||
| 2023 | $214,180 | ||
| 2022 | $2,453.00 | $107,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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