1407 Arnoldtown Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 1407 Arnoldtown Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,900 sqft · built 1974
Lot Size	1.47 acres (64,033 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Mar 2020)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-428993`

Property Details

APN / Parcel Number

Primary APN	`22-428993`
Alternative APN	`428993`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,300 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)

Exterior Amenities

Porch	Slab
Porch Area	338 sqft
Deck Area	165 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	428993
Street Address	1407 ARNOLDTOWN RD
City	JEFFERSON
State	MD
Zip	21755-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1.47 AC S/S ARNOLD RD W/PICNIC WDS RD
Legal Subdivision	ZECHERS HILL TOP
Legal Block	A
Jurisdiction	FREDERICK MD
Township / Civil Division	22, BURKITTSVILLE
Census Block Group	2
Census Block	2020
Census Tract	752501

Owner

1407 Arnoldtown Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Frederick County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1407 ARNOLDTOWN RD, JEFFERSON, MD 21755-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Aug 17, 2016 · Amount on File
Deed Book / Page	13602 / 214
Transfer Doc	0000004241
Record Updated	Sep 20, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 20, 2020
Property Address	1407 ARNOLDTOWN RD, JEFFERSON, MD 21755-9712
Document Number	0136020214
Book / Page	13602 / 214
Map Reference	LB 924 FO 273
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7708 BELAH DR, 7708, NEW PORT RICHEY, FL 34653-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1407 ARNOLDTOWN RD, JEFFERSON, MD 21755-9712

Mortgage

Document Number	136020222
Date	Mar 20, 2020
Instrument	13602/0222

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Arnoldtown Rd was $3,947 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 Homeowner's exemption	$347,900	$382,100 Land $114,700 Building $267,400
2023	$3,423.00 Homeowner's exemption	$279,500 Land $93,500 Building $186,000	$279,500 Land $93,500 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1407 Arnoldtown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Arnoldtown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20