1407 8th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1407 8th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$226,500 (Jun 2023)
Tax Bill	$2,562 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-46938-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46938-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Width	50 ft Width
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1407 8TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 011 BLK 018 FIRST ADD TO NORTH SIDE PARK SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	03
Legal Subdivision	FIRST ADD TO NORTH SIDE PARK
Legal Block	18
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	901

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AUTH
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AUTH
Jul 17, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Jan 3, 2017	Warranty Deed, Transfer NORTH TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	20231552749
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2026
Property Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906
Document Number	0001719045
Instrument Date	Aug 6, 2026
Instrument	20261719045
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906

Mortgage

Document Number	0001719045,
Date	Aug 12, 2026
Instrument	20261719045

Lender

Name	REDEVELOPMENT AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 12, 2026
Property Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906
Document Number	0001719043
Instrument Date	Aug 6, 2026
Instrument	20261719043
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906

Mortgage

Document Number	0001719043,
Date	Aug 12, 2026
Instrument	20261719043

Lender

Name	REDEVELOPMENT AUTH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

July 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 17, 2023
Property Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906
Document Number	00A1656517
Instrument Date	Jun 30, 2023
Instrument	A1656517
Transaction Type	Foreclosure
Record Updated	Aug 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 3, 2017
Property Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906
Document Number	00A1486385
Instrument Date	Dec 16, 2016
Instrument	A1486385
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$433.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1407 8TH AVE N, SAINT CLOUD, MN 56303-1906

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,562.00 (+16.03%)
2025		$198,700 (+8.64%) Land $25,000 Building $173,700	$198,700 (+8.64%) Land $25,000 Building $173,700
2023	$2,208.00	$182,900 Land $25,000 Building $157,900	$182,900 Land $25,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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