1407 285th Ln, Madrid, IA 50156 Property Records

Boone County property record for 1407 285th Ln, Madrid, IA 50156 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,232 sqft · built 2004
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on File
Last Sale	$346,000 (Nov 2022)
Tax Bill	$3,142 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2025 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`088226054100006`

Property Details

APN / Parcel Number

Primary APN	`088226054100006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	1,007 sqft
Unfinished Basement	225 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Deck Area	60 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1407 285TH LN
City	MADRID
State	IA
Zip	50156-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE NE & NE SE: LOT 1 OF PARCEL A
Legal Range	26W
Legal Township	82N
Legal Section	05
Legal Subdivision	BOONE COUNTY
Legal Lot Number	1
Jurisdiction	BOONE IA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1167
Census Tract	20500

Owner

Source: Boone County records · APN 088226054100006

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1407 285TH LN, MADRID, IA 50156-7536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Sep 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERICA S WHOLESALE LENDER
Jun 04, 2013	Deed of Trust, Mortgage · Conventional Mortgage PRIMESOURCE MORTGAGE INC
Oct 18, 2005	Deed of Trust, Mortgage · ARM CREVECOR MORTGAGE INC
Dec 03, 2010	Deed of Trust, Mortgage · FHA Mortgage BANK OF AMERICA NA
Sep 20, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAS WHOLESALE LENDER
Oct 18, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREVECOR MORTGAGE INC
Jun 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RIVER VALLEY CU
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20224952
Deed Book / Page	2022 / 4952
Prior Transfer Date	Sep 14, 2006
Prior Transfer Doc	02008/4202
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0372
Date	Jan 25, 2017
Book Page	2017/0372
Instrument	170372

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 285TH LN, MADRID, IA 50156-7536

Mortgage

Document Number	02025/4231
Date	Nov 26, 2025
Book Page	2025/4231
Instrument	254231

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02006/5271
Date	Sep 20, 2006
Book Page	2006/5271
Instrument	065271

Lender

Name	AMERICA S WHOLESALE LENDER
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2036

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/2512
Date	Jun 04, 2013
Book Page	2013/2512
Instrument	132512

Lender

Name	PRIMESOURCE MORTGAGE INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2043

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/5930
Date	Oct 18, 2005
Book Page	2005/5930
Instrument	055930

Lender

Name	CREVECOR MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63144

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.4%
Type Change Date	Nov 01, 2007
Change Frequency	6 Months
Min Rate At Change	7.4%
Max Rate At Change	9.4%
Index	6-Month LIBOR
Max Rate	13.4%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/4854
Date	Dec 03, 2010
Book Page	2010/4854
Instrument	104854

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02006/5272
Date	Sep 20, 2006
Book Page	2006/5272
Instrument	065272

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2031

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02005/5931
Date	Oct 18, 2005
Book Page	2005/5931
Instrument	055931

Lender

Name	CREVECOR MORTGAGE INC
Type	Subprime Lender
Address	SAINT LOUIS, MO 63144

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2020

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IA
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 285TH LN, MADRID, IA 50156-7536

Mortgage

Document Number	02025/2112
Date	Jun 16, 2025
Book Page	2025/2112
Instrument	252112

Lender

Name	RIVER VALLEY CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2040

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IA
Recording Date	Nov 30, 2022
Property Address	1407 285TH LN, MADRID, IA 50156-7536
Document Number	0000224952
Instrument Date	Nov 23, 2022
Instrument	224952
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$552.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1407 285TH LN, MADRID, IA 50156-7536

Mortgage

Document Number	0000224953
Date	Nov 30, 2022
Instrument	224953

Lender

Name	ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Boone County
Unified School District	United Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,142.00	$334,270 (-2.63%) Land $54,000 Building $280,270	$334,270 (-2.63%) Land $54,000 Building $280,270
2024	$3,142.00 (+28.67%)
2023		$343,307 Land $52,000 Building $291,307	$343,307 Land $52,000 Building $291,307
2022	$2,442.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (19015C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190150205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020, rainfall accumulation, Severe Storms And Straight-line Winds

Wildfire

Wildfire Risk	Low above 20% of the US · above 49% of Iowa
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Huxley Communications Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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