1407 25th St, Rockford, IL 61108 Property Records

Winnebago County property record for 1407 25th St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 777 sqft · built 1952
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Mar 2026)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`174C297`

Property Details

APN / Parcel Number

Primary APN	`174C297`
Alternative APN	`1230380022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	777 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	777 sqft
Basement Area	777 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	174C297
Street Address	1407 25TH ST
City	ROCKFORD
State	IL
Zip	61108-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JOHNSON + RICHS RE-SUB BLK 6 STOCKHOLMPARK LOT 023 BLOCK 006
Legal Subdivision	JOHNSON + RICHS RE-SUB
Legal Block	6,006
Legal Lot Number	023
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4021
Census Tract	1500

Owner

1407 25th St is owned by an individual who bought it in March 2026.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	558 PINE AVE, HILLSBORO, WI 54634-9000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Conventional Mortgage FORESIGHT BANK
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Jun 12, 2017	Warranty Deed, Transfer · Conventional with PMI ALPINE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	20266057
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 11, 2026
Property Address	1407 25TH ST, ROCKFORD, IL 61108-3624
Document Number	0000006057
Map Reference	PB 6 PG 9
Instrument Date	Mar 9, 2026
Instrument	2606057
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	558 PINE AVE, HILLSBORO, WI 54634-9000

Mortgage

Document Number	0000006058
Date	Mar 11, 2026
Instrument	2606058

Lender

Name	FORESIGHT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1407 25TH ST, ROCKFORD, IL 61108-3624
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037280
Date	Oct 18, 2021
Instrument	2137280

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Oct 28, 2043

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 12, 2017
Property Address	1407 25TH ST, ROCKFORD, IL 61108-3624
Document Number	0001017582
Instrument Date	Jun 9, 2017
Instrument	1017582
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W PERRY ST BELVIDERE IL 610083149, BELVIDERE, IL 61008-3149

Mortgage

Document Number	1017583
Date	Jun 12, 2017
Instrument	1017583

Lender

Name	ALPINE BK&TR
Type	Bank
Address	ROCKFORD, IL 61107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	1017796,
Date	Jun 12, 2017
Instrument	1017796

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1407 25th St was $2,183, up 45% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,183.00 (+44.95%) Homeowner's exemption	$30,730 (+11.43%) Land $5,678 Building $25,052	$92,190 (+11.43%) Land $17,034 Building $75,156
2024	$1,506.00	$27,578 Land $5,096 Building $22,482	$82,734 Land $15,288 Building $67,446
2022		$21,735 Land $4,016 Building $17,719	$65,205 Land $12,048 Building $53,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1407 25th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1980–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1407 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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