Pinellas County property record for 1407 21st St SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,610 sqft · built 1961 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,000 (Dec 2021) |
| Tax Bill | $4,550 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-0266-9 |
| Primary APN | C62-000-749-0266-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R34799 |
|---|---|
| Street Address | 1407 21ST ST SW |
| City | LARGO |
| State | FL |
| Zip | 33770-4751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE PARK BLK 1, LOT 27 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 4 |
| Legal Subdivision | LAKESIDE PARK |
| Legal Tract | 48726 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 25207 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 3, 2026 | Deed of Trust · Line of Credit FIGURE LENDING LLC |
| Dec 17, 2021 | Warranty Deed, Transfer · VA Mortgage GATEWAY CAPITAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Jul 15, 2015 · Amount on Record |
| Deed Document Number | 2021408549 |
| Deed Book / Page | 21854 / 1422 |
| Prior Transfer Date | Jun 24, 2015 |
| Prior Transfer Doc | 0188500877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 3, 2026 |
| Property Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0235112103 |
| Book / Page | 23511 / 2103 |
| Instrument Date | Mar 29, 2026 |
| Instrument | 202690598 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0000090598, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 23511/2103 |
| Instrument | 202690598 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 3, 2026 |
| Property Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0000090598 |
| Book / Page | 23511 / 2103 |
| Instrument Date | Mar 29, 2026 |
| Instrument | 202690598 |
| Record Updated | Apr 17, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0000090598, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 23511/2103 |
| Instrument | 202690598 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 23, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0218541422 |
| Book / Page | 21854 / 1422 |
| Map Reference | MB 57 PG 75&76 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2021408549 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 713 KNOLLWOOD DR, 713, LARGO, FL 33770-2755 |
| Name | Verified Name |
|---|---|
| Address | 1407 21ST ST SW, LARGO, FL 33770-4751 |
| Document Number | 0218541424 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 21854/1424 |
| Name | GATEWAY CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,550.00 (+3.48%) Homeowner's exemption Veteran's exemption | $286,874 (+5.99%) | $365,430 (+4.44%) Land $133,098 Building $232,332 |
| 2024 | $4,397.00 (+1.76%) | ||
| 2023 | $4,321.00 (+2.95%) Homeowner's exemption | $270,669 (+3%) | $349,902 (+25.38%) Land $160,266 Building $189,636 |
| 2022 | $4,197.00 Homeowner's exemption | $262,785 | $279,074 Land $132,124 Building $146,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 26 of 78 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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