14063 Bruni Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 14063 Bruni Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,015 sqft · built 1989
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (May 2020)
Tax Bill	$4,514 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R03-223-18-2814-0000-1340`

Property Details

APN / Parcel Number

Primary APN	`R03-223-18-2814-0000-1340`
Alternative APNs	`01157358` `1157358`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,015 sqft Living Area
1st Floor Area	3,015 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,400 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01157358
Street Address	14063 BRUNI DR
City	SPRING HILL
State	FL
Zip	34609-8726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS UNIT 4 LOT 134
Legal Range	18E
Legal Township	23S
Legal Section	03
Legal Subdivision	OAKS (THE) UNIT 4
Legal Lot Number	134
Legal Unit	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	40909

Owner

14063 Bruni Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14063 BRUNI DR, SPRING HILL, FL 34609-8726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 5, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on File
Deed Sale	May 5, 2020 · Amount on File
Deed Document Number	2020027624
Deed Book / Page	3837 / 80
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	14063 BRUNI DR, SPRING HILL, FL 34609-8726
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14063 BRUNI DR, SPRING HILL, FL 34609-8726

Mortgage

Document Number	0042571529
Date	Jan 12, 2023
Book Page	4257/1529
Instrument	2023002632

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2020
Property Address	14063 BRUNI DR, SPRING HILL, FL 34609-8726
Document Number	0038370080
Book / Page	003837 / 000080
Instrument Date	Apr 23, 2020
Instrument	27624
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14063 BRUNI DR SPRING HILL FL 346098726, SPRING HILL, FL 34609-8726

Mortgage

Document Number	38370082
Date	May 5, 2020
Book Page	003837/000082
Instrument	27625

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14063 Bruni Dr was $4,514 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,514.00 Additional exemption filed	$355,682	$484,702 Land $42,874 Building $441,828
2023		$335,590 Land $335,590
2022	$4,495.00		$496,562 Land $42,874 Building $453,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14063 Bruni Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14063 Bruni Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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