1406 Winding Way, Temperance, MI 48182 Property Records

Monroe County property record for 1406 Winding Way, Temperance, MI 48182

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,807 sqft · built 1991
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$204,000 (Jun 2002)
Tax Bill$3,352 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-698-075-00

Property Details

APN / Parcel Number

Primary APN02-698-075-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area1,807 sqft Living Area
Basement Area1,252 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions122 ft deep x 86.1 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area524 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1406 WINDING WAY
CityTEMPERANCE
StateMI
Zip48182-1292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal DescriptionWINDING BROOK PLAT 3 LOT 147
Legal SubdivisionWINDING BROOK 2 &3
Legal Lot Number147
JurisdictionMONROE MI
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1004
Census Tract833900

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jun 2, 2021Deed of Trust, Mortgage
QUICKEN LOANS LLC
Jan 3, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Jun 18, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2002 · Amount on Record
Deed SaleJun 10, 2002 · Amount on Record
Prior SaleDec 12, 2001 · Amount on Record
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292
Transaction TypeMortgage
Record UpdatedMar 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292

Mortgage

Document Number0000003306
DateMar 13, 2023
Instrument2023R03306
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292
Transaction TypeMortgage
Record UpdatedJul 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292

Mortgage

Document Number2021R14684
DateJun 2, 2021
Instrument2021R14684
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292
Document Number0000000775
Instrument DateJan 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1406 WINDING WAY TEMPERANCE MI 481821292, TEMPERANCE, MI 48182-1292

Mortgage

Document Number0000000775
DateJan 8, 2020
Instrument775
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 7, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address1406 WINDING WAY, TEMPERANCE, MI 48182-1292
Document Number0000011217
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 13, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1406 WINDING WAY TEMPERANCE MI 481821292, TEMPERANCE, MI 48182-1292

Mortgage

Document Number0000011217
DateJun 25, 2018
Instrument11217
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBedford Township
Unified School DistrictBedford Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,700 (+42.55%) Land $202,700$405,400 (+42.55%) Land $405,400
2025$3,352.00 (+11.03%) Homeowner's exemption
2023$3,019.00 Homeowner's exemption$142,200$284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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