1406 Washington St, Clarkesville, GA 30523 Property Records

Habersham County property record for 1406 Washington St, Clarkesville, GA 30523

Property Summary

Property Type	Restaurant
Details	2 bd · 8 ba · 2,550 sqft · built 1937
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$322,000 (Oct 2022)
Tax Bill	$4,900 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`069A124`

Property Details

APN / Parcel Number

Primary APN	`069A124`
Alternative APNs	`673270` `684734` `390857`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,550 sqft Total Area
1st Floor Area	2,550 sqft
Basement Area	2,550 sqft
Unfinished Basement	2,550 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	85 ft deep x 30 ft wide
Patio Area	1,530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	390857
Street Address	1406 WASHINGTON ST
City	CLARKESVILLE
State	GA
Zip	30523-5404
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	CB
Legal Description	12-2 PB-21-1 DB 1320-1076
Legal Subdivision	CITY CLARKESVILLE
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	3
Census Block	3017
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clarkesville Downtown Square Historic District listed 2021 · 27 contributing resources · NRIS 100006669

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1406 Washington St, a commercial property, is owned by a company that bought it in October 2022.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	1421 PARKER CREEK RD, WATKINSVILLE, GA 30677-7592
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage CLARKESVILLE DOWNTOWN DEV AUTHORITY
Nov 27, 2017	Deed of Trust, Mortgage CLARKESVILLE DOWNTOWN DEV AUTHORITY
May 3, 2016	Deed of Trust, Mortgage THE CITY OF CLARKESVILLE
Mar 3, 2009	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Sep 20, 2011	Deed of Trust, Mortgage UNITED COMMUNITY BANK (BLAIRSVILLE GA)
Oct 12, 2022	Warranty Deed, Transfer · Commercial Mortgage SYNOVUS BANK
Oct 12, 2022	Warranty Deed, Transfer · Commercial Mortgage SYNOVUS BANK
Mar 31, 2017	Warranty Deed, Transfer
Apr 5, 2005	Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	20222638
Deed Book / Page	1320 / 1076
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001153/805
Date	Nov 27, 2017
Book Page	1153/805

Lender

Name	CLARKESVILLE DOWNTOWN DEV AUTHORITY

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001153/787
Date	Nov 27, 2017
Book Page	1153/787

Lender

Name	CLARKESVILLE DOWNTOWN DEV AUTHORITY

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2027

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001110/513
Date	May 3, 2016
Book Page	1110/513

Lender

Name	THE CITY OF CLARKESVILLE
Type	Government Agency

Agreement

Amount	Amount on Record
Term	192 Months
Due	May 1, 2032

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00878/0125
Date	Mar 3, 2009
Book Page	878/0125

Lender

Name	UNITED COMMUNITY BANK
Address	CLARKESVILLE, GA 30523

Agreement

Amount	Amount on Record
Term	10 Months
Due	Jan 5, 2010

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00965/0447
Date	Sep 20, 2011
Book Page	965/0447

Lender

Name	UNITED COMMUNITY BANK (BLAIRSVILLE GA)
Type	Bank
Address	CORNELIA, GA 30531

Agreement

Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2022
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Document Number	01320/1076
Book / Page	1320 / 1076
Instrument Date	Oct 12, 2022
Instrument	2022-002638
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 PARKER CREEK RD, WATKINSVILLE, GA 30677-7592

Mortgage

Document Number	0000001320/0000001079
Date	Oct 14, 2022
Book Page	0000001320/0000001079

Lender

Name	SYNOVUS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2027

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Oct 12, 2022
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Document Number	01320/1076
Book / Page	1320 / 1076
Instrument Date	Oct 12, 2022
Instrument	2022-002638
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 PARKER CREEK RD, WATKINSVILLE, GA 30677-7592

Mortgage

Document Number	0013201079
Date	Oct 12, 2022
Instrument	1320/1079

Lender

Name	SYNOVUS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	51 Months
Due	Jan 1, 2027

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 31, 2017
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Document Number	01136/1028
Book / Page	1136 / 1028
Instrument Date	Mar 31, 2017
Instrument	2017-000649
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 201, CLARKESVILLE, GA 30523-0004

April 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 5, 2005
Property Address	1406 WASHINGTON ST, CLARKESVILLE, GA 30523-5404
Document Number	000698/613
Book / Page	698 / 613
Instrument Date	Apr 5, 2005
Instrument	2005-000927
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2249, CLARKESVILLE, GA 30523-0038

Mortgage

Document Number	000698/614
Date	Apr 7, 2005
Book Page	698/614

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 1, 2008

Tax Assessment & Valuation

The 2026 property tax bill for 1406 Washington St was $4,900.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Clarkesville City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,900.00	$135,960 Land $13,560 Building $122,400	$339,899 Land $33,899 Building $306,000
2023	$3,294.00 (+10.24%)	$126,928 (+10.24%) Land $16,740 Building $110,188	$317,320 (+10.24%) Land $41,850 Building $275,470
2022	$2,988.00	$115,136 Land $16,740 Building $98,396	$287,840 Land $41,850 Building $245,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 Washington St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Washington St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Washington St

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