Bonner County property record for 1406 Walnut St, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,535 sqft · built 2002 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,440 (Jun 2026) |
| Tax Bill | $2,354 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS37010010090A |
| Primary APN | RPS37010010090A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,535 sqft Finished Area |
| 1st Floor Area | 1,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,187 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 24 sqft |
| Pole Barn | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1406 WALNUT ST |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-2102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-57N-2W PONDEROSA PARK SUB BLK 1 LOT 9 1ST ADDN - CPWRS |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 16 |
| Legal Subdivision | PONDEROSA PARK |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950402 |
1406 Walnut St is owned and occupied by two individuals who bought it in June 2026.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 WALNUT ST, SANDPOINT, ID 83864-2102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | May 10, 2012 · Amount on File |
| Deed Document Number | 20261063157 |
| Prior Transfer Date | Jul 26, 2006 |
| Prior Transfer Doc | 0000709962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jun 17, 2026 |
| Property Address | 1406 WALNUT ST, SANDPOINT, ID 83864-2102 |
| Document Number | 0001063157 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20261063157 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NORTHERN IDAHO TITLE, NORTH IDAHO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 WALNUT ST, SANDPOINT, ID 83864-2102 |
| Document Number | 0001063158, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20261063158 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 1406 WALNUT ST, SANDPOINT, ID 83864-2102 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000990340 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 990340 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2031 |
The 2026 property tax bill for 1406 Walnut St was $2,354 with a homeowner's exemption, up 11% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,354.00 (+10.99%) Homeowner's exemption | $472,504 (+0.13%) Land $163,203 Building $309,301 | $472,504 (+0.13%) Land $163,203 Building $309,301 |
| 2025 | $2,121.00 Homeowner's exemption | $471,907 Land $163,203 Building $308,704 | $471,907 Land $163,203 Building $308,704 |
| 2023 | $1,910.00 Homeowner's exemption | $462,775 Land $159,980 Building $302,795 | $462,775 Land $159,980 Building $302,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Kaniksu Internet Fixed Wireless | 100 / 30 |
| Intermax Networks Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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