1406 Virginia Ave, Durham, NC 27705 Property Records

Durham County property record for 1406 Virginia Ave, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1930
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (May 2013)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0822-06-9351`

Property Details

APN / Parcel Number

Primary APN	`0822-06-9351`
Alternative APNs	`0822-06-93-5195` `082209069362` `103499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,716 sqft Heated Area
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	225 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	99 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1406 VIRGINIA AVE
City	DURHAM
State	NC
Zip	27705-3175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-8
Legal Description	HESTER SUBD/BLK:08/LT#10- 12 INCL S1/2 PL:00005A-000061
Legal Subdivision	HESTER SUBD
Legal Block	8
Legal Lot Number	10,12
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2010
Census Tract	401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Watts-Hillandale Historic District listed 2001 · 450 contributing resources · NRIS 01000427

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1406 Virginia Ave is owned and occupied by two individuals who bought it in May 2013.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1406 VIRGINIA AVE, DURHAM, NC 27705-3175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2013 · Amount on File
Deed Sale	May 6, 2013 · Amount on File
Prior Sale	Feb 29, 2008 · Amount on File
Deed Document Number	201316673
Deed Book / Page	7258 / 632
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1406 VIRGINIA AVE, DURHAM, NC 27705-3175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090650608
Date	Sep 14, 2020
Book Page	9065/608
Instrument	2020038374

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1406 Virginia Ave was $6,832, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,832.00 (+2.54%)	$672,245 (-) Land $364,875 Building $307,370	$672,245 (-) Land $364,875 Building $307,370
2025	$6,663.00	$672,245 Land $364,875 Building $307,370	$672,245 Land $364,875 Building $307,370
2023	$6,021.00 (+2.35%)	$459,675 Land $124,830 Building $334,845	$459,675 Land $124,830 Building $334,845
2022	$5,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Virginia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30