1406 Sunset Dr, Key West, FL 33040 Property Records

Monroe County property record for 1406 Sunset Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1963
Lot Size	0.179 acres (7,814 sqft)
Owner	2 Company Names on File
Last Sale	$915,000 (Jun 2026)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`00067480-000000`

Property Details

APN / Parcel Number

Primary APN	`00067480-000000`
Alternative APNs	`01010100067480000000` `1071421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,814 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Porch	Open Porch
Porch Area	1,928 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1071421
Street Address	1406 SUNSET DR
City	KEY WEST
State	FL
Zip	33040-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-2
Legal Description	BK 1 LT 7 CORAL REEF ESTATES PB3-36 OR36-47/48 OR850-1533 OR851-252C OR1498-1089/90 OR1501-2258 OR2267-319D/C OR3117-0413
Legal Range	25E
Legal Township	68S
Legal Section	04
Legal Subdivision	CORAL REEF ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972100

Owner

1406 Sunset Dr is owned by a company that bought it in June 2026 and is owner-occupied.

Source: Monroe County records, as of June 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 420246, SUMMERLAND KEY, FL 33042-0246
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Personal Representative Deed, Transfer CLOSING AGENT INC, CLOSING DEPARTMENT INC
Jun 10, 2026	Warranty Deed, Transfer CLOSING AGENT INC, CLOSING DEPARTMENT INC
Aug 2, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 5, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/FL KEYS
Dec 5, 2017	Loan Modification, Mortgage · Line of Credit FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Mar 1, 1998 · Amount on File
Deed Document Number	20262546960
Deed Book / Page	3385 / 1500
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0031170413
Record Updated	Oct 29, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE FL
Recording Date	Jun 10, 2026
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0002546961
Book / Page	3385 / 1502
Instrument Date	May 29, 2026
Instrument	20262546961
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CLOSING AGENT INC, CLOSING DEPARTMENT INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 10, 2026
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0002546960
Book / Page	3385 / 1500
Instrument Date	May 29, 2026
Instrument	20262546960
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	CLOSING AGENT INC, CLOSING DEPARTMENT INC

Transaction

Amount	Amount on Record
Tax	$646,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 2, 2021
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0031170413
Book / Page	3117 / 413
Map Reference	MB 3 PG 36
Instrument Date	Jul 16, 2021
Instrument	2333262
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SUNSET DR, KEY WEST, FL 33040-3958

Mortgage

Document Number	3117415
Date	Aug 2, 2021
Instrument	3117/415

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	887 Months
Due	Jul 5, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	Other

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0029861234
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SUNSET DR KEY WEST FL 330403958, KEY WEST, FL 33040-3958

Mortgage

Document Number	0029861234
Date	Sep 26, 2019
Book Page	002986/001234
Instrument	2238130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2034

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0028900413
Book / Page	002890 / 000413
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SUNSET DR KEY WEST FL 330403958, KEY WEST, FL 33040-3958

Mortgage

Document Number	0028900413
Date	Feb 2, 2018
Book Page	002890/000413
Instrument	2153787

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE FL
Property Address	1406 SUNSET DR, KEY WEST, FL 33040-3958
Document Number	0028831128
Book / Page	002883 / 001128
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 SUNSET DR KEY WEST FL 330403958, KEY WEST, FL 33040-3958

Mortgage

Document Number	0028831128
Date	Dec 18, 2017
Book Page	002883/001128
Instrument	2147743

Lender

Name	FIRST ST BK/FL KEYS
Type	Bank
Address	KEY WEST, FL 33041

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Sunset Dr was $3,274 with a homeowner's exemption, up 5.4% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,274.00 (+5.37%) Homeowner's exemption	$370,961	$841,755 Land $618,634 Building $223,121
2024	$3,107.00 (+1.97%)
2023	$3,047.00 (+4.64%) Homeowner's exemption	$350,007 (+3%)	$804,808 (+25.67%) Land $599,939 Building $204,869
2022	$2,912.00 Homeowner's exemption	$339,813	$640,434 Land $435,084 Building $205,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 Sunset Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 units insured incl. 13 condo units
Nearby Flood Claims	517 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Wilma, Oct 2005 · 309 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1406 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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