1406 Spruce St, Corbin, KY 40701 Property Records

Whitley County property record for 1406 Spruce St, Corbin, KY 40701 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$69,000 (Jan 2020)
Tax Bill$424 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN138-30-07-033.00

Property Details

APN / Parcel Number

Primary APN138-30-07-033.00
Alternative APN
  • 133460

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
TerrainRolling
DrivewayConcrete Driveway
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1406 SPRUCE ST
CityCORBIN
StateKY
Zip40701-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHS & LTS 9-10 @ PERSHING PARK ADD
Legal SubdivisionPERSHING PK
Legal Lot Number9-10
JurisdictionWHITLEY KY
Township / Civil DivisionCORBIN
Census Block Group1
Census Block1030
Census Tract920200

Owner

Source: Whitley County records · APN 138-30-07-033.00

Assessment roll updated April 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 771, WILLIAMSBURG, KY 40769-0771
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage
FORCHT BANK NA
Jul 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
L&N FCU
Jan 07, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2020 · Amount on Record
Deed SaleJan 07, 2020 · Amount on Record
Prior SaleJan 02, 2020 · Amount on Record
Deed Document Number2020240696
Deed Book / Page554 / 320
Prior Transfer DateOct 09, 2017
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address1406 SPRUCE ST, CORBIN, KY 40701-1957
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00M663/404
DateOct 16, 2020
Book PageM663/404
Instrument254455
Lender
NameFORCHT BANK NA
TypeBank
AddressLEXINGTON, KY 40555
Agreement
AmountAmount Recorded
Term240 Months
DueOct 14, 2040

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITLEY KY
Property Address1406 SPRUCE ST, CORBIN, KY 40701-1957
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000630/627
DateJul 09, 2018
Book Page630/627
Instrument231610
Lender
NameL&N FCU
TypeCredit Union
AddressLOUISVILLE, KY 40229
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 01, 2033
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change11.1%
Index10-Year TN
Max Rate11.1%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITLEY KY
Recording DateJan 07, 2020
Property Address1406 SPRUCE ST, CORBIN, KY 40701-1957
Document Number00D554/320
Book / PageD554 / 320
Instrument DateJan 02, 2020
Instrument240696
Transaction TypeTransfer
Record UpdatedMay 07, 2024

Transaction

AmountAmount Recorded
Tax$69.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1406 SPRUCE ST, CORBIN, KY 40701-1957

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 S MAIN ST, CORBIN, KY 40701-1455
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCorbin City
CountyWhitley County
Unified School DistrictCorbin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$424.00 (+82.76%)$131,000 (+89.86%)$131,000 (+89.86%)
2023$232.00$69,000$69,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212359202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims3 (1998)
Most Recent ClaimApr 1998, river or lake flooding, Severe Storms, Tornadoes,and Flooding
Claims By Storm
  • Severe Storms, Tornadoes,and Flooding, Apr 1998 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
ZetalinkFixed Wireless (unlicensed)200 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Eastern Cable. Availability varies by address; speeds are provider-advertised maximums, not measured.

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