1406 S 16th St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1406 S 16th St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,448 sqft · built 1917
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$59,700 (Sep 2012)
Tax Bill	$896 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
APN	`06-5.0-16-003-002-051.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-003-002-051.000`

Interior

Building Area	1,448 sqft Base Area
1st Floor Area	1,448 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Location & Zoning

Street Address	1406 S 16TH ST
City	SAINT JOSEPH
State	MO
Zip	64503-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PATEE'S LOT:18 BLK:56LGL DESC:
Legal Subdivision	PATEES
Legal Block	56
Legal Lot Number	18
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	3002

Owner

1406 S 16th St is owned and occupied by an individual who bought it in September 2012.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 S 16TH ST, SAINT JOSEPH, MO 64503-2557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2012 · Amount on File
Deed Sale	Sep 11, 2012 · Amount on File
Prior Sale	Jan 14, 2008 · Amount on File
Deed Document Number	201211059
Deed Book / Page	3356 / 175
Prior Transfer Date	Sep 4, 2012
Prior Transfer Doc	0000011059
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1406 S 16TH ST, SAINT JOSEPH, MO 64503-2557
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 S 16TH ST, SAINT JOSEPH, MO 64503-2557

Mortgage

Document Number	3765/831
Date	Aug 10, 2021
Book Page	3765/831
Instrument	2021008513

Lender

Name	US BANK FULFILLMENT
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1406 S 16th St was $896.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00	$12,500 Land $2,070 Building $10,430	$65,790 Land $10,910 Building $54,880
2024	$896.00 (+15.91%)
2023	$773.00 (-0.64%)	$11,770 (-) Land $2,070 Building $9,700	$61,970 Land $10,910 Building $51,060
2022	$778.00	$11,770 Land $2,070 Building $9,700
2021			$61,970 Land $10,910 Building $51,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1406 S 16th St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 S 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: United Fiber.

Nearby Properties on S 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures