1406 Riverview Rd, Sterling, IL 61081 Property Records

Whiteside County property record for 1406 Riverview Rd, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.374 acres (16,300 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2017)
Tax Bill	$4,822 (2025)
Deeds & Mortgages	Sep 2021 Refinance Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1124102002`

Property Details

APN / Parcel Number

Primary APN	`1124102002`
Alternative APN	`103461`

Exterior

Lot Area	16,300 sqft (0.374 acres)
Lot Dimensions	163 ft deep x 100 ft wide

Location & Zoning

Account Number	103461
Street Address	1406 RIVERVIEW RD
City	STERLING
State	IL
Zip	61081-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAWN HEIGHTS LOT 22 593100X
Legal Subdivision	WOODLAWN HEIGHTS
Legal Lot Number	22
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4039
Census Tract	900

Owner

1406 Riverview Rd is owned and occupied by an individual who bought it in March 2017.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 RIVERVIEW RD, STERLING, IL 61081-4332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Mar 3, 2017	Warranty Deed, Transfer · VA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2017 · Amount on File
Deed Sale	Mar 3, 2017 · Amount on File
Prior Sale	Mar 21, 2005 · Amount on File
Deed Document Number	20171199
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1406 RIVERVIEW RD, STERLING, IL 61081-4332
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106338
Date	Sep 10, 2021
Instrument	2021-06338

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 3, 2017
Property Address	1406 RIVERVIEW RD, STERLING, IL 61081-4332
Document Number	0000001199
Instrument Date	Feb 28, 2017
Instrument	1199
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	NTI TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 RIVERVIEW RD STERLING IL 610814332, STERLING, IL 61081-4332

Mortgage

Document Number	1200
Date	Mar 3, 2017
Instrument	1200

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Riverview Rd was $4,822.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,822.00	$71,076 Land $5,881 Building $65,195
2024			$213,228 Land $17,643 Building $195,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 Riverview Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Riverview Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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