1406 Rippling Tide Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 1406 Rippling Tide Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,736 sqft · built 2018
Lot Size	0.273 acres (11,915 sqft)
Owner	Individual Name on File
Tax Bill	$4,581 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R452835`

Property Details

APN / Parcel Number

Primary APN	`R452835`
Alternative APN	`9800-02-001-0440-914`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,736 sqft Living Area
1st Floor Area	3,736 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	11,915 sqft (0.273 acres)
Garage Type	Attached
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R452835
Street Address	1406 RIPPLING TIDE LN
City	KATY
State	TX
Zip	77494-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNG RANCH SEC 2, BLOCK 1, LOT 44
Legal Subdivision	YOUNG RANCH SEC 2
Legal Block	1
Legal Lot Number	44
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2022
Census Tract	673201

Owner

1406 Rippling Tide Ln is owned and occupied by an individual who acquired it in September 2018.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2020	Deed of Trust, Mortgage QUICKEN LNS
Sep 6, 2018	Vendor's Lien, Subdivision Related Transfer JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018
Deed Sale	Sep 6, 2018
Deed Document Number	2018101421
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211642
Date	Dec 27, 2021
Instrument	2021211642

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145446
Date	Dec 19, 2019
Instrument	2019145446

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120528
Date	Sep 8, 2020
Instrument	2020120528

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Document Number	0000032816
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 RIPPLING TIDE LN KATY TX 774947782, KATY, TX 77494-7782

Mortgage

Document Number	0000032816
Date	Mar 19, 2020
Instrument	32816

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2050

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Sep 6, 2018
Property Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782
Document Number	0000101421
Map Reference	DOC20160014
Instrument Date	Aug 23, 2018
Instrument	2018101421
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 RIPPLING TIDE LN, KATY, TX 77494-7782

Mortgage

Document Number	0000101422
Date	Sep 6, 2018
Instrument	2018101422

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Rippling Tide Ln was $4,581 with exemptions applied.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Katy City
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,581.00 Homeowner's exemption Disabled Person's exemption	$614,231 Land $111,220 Building $503,011	$614,231 Land $111,220 Building $503,011
2023	$5,113.00 Homeowner's exemption Disabled Person's exemption	$532,400 Land $85,554 Building $505,972	$591,526 Land $85,554 Building $505,972
2018	$1,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Rippling Tide Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 500 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	500 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Rippling Tide Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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