1406 Ridge Dr, Midlothian, TX 76065 Property Records

Ellis County property record for 1406 Ridge Dr, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1999
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2021)
Tax Bill	$5,539 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R203508`

Property Details

APN / Parcel Number

Primary APN	`R203508`
Alternative APNs	`54788900101200108` `203508`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Living Area
Gross Area	1,823 sqft
1st Floor Area	1,307 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	118 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 RIDGE DR
City	MIDLOTHIAN
State	TX
Zip	76065-3696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 1 RIDGEVIEW ADDN #4 PH 3 .184 AC
Legal Subdivision	RIDGEVIEW ADDN #4 PH 3
Legal Block	1
Legal Lot Number	12
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1013
Census Tract	60802

Owner

1406 Ridge Dr is owned by two individuals who bought it in November 2021.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 ATLANTIC AVE, WAXAHACHIE, TX 75165-8861
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE COWBOY BANK OF TEXAS
Nov 4, 2021	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Sep 6, 2016 · Amount on File
Deed Document Number	202148906
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0000048906
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1406 RIDGE DR, MIDLOTHIAN, TX 76065-3696
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CROW RD, MAYPEARL, TX 76064

Mortgage

Document Number	0002237549
Date	Sep 23, 2022
Instrument	2237549

Lender

Name	THE COWBOY BANK OF TEXAS
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Nov 4, 2021
Property Address	1406 RIDGE DR, MIDLOTHIAN, TX 76065-3696
Document Number	2148906
Map Reference	CAB B SL 459
Instrument Date	Nov 3, 2021
Instrument	2148906
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ATLANTIC AVE, WAXAHACHIE, TX 75165-8861

Mortgage

Document Number	2148907
Date	Nov 4, 2021
Instrument	2148907

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Ridge Dr was $5,539, down 1.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,766 (-2.5%) Land $80,000 Building $190,766	$270,766 (-2.5%) Land $80,000 Building $190,766
2025	$5,539.00 (-1.21%)	$277,710 Land $80,000 Building $197,710	$277,710 Land $80,000 Building $197,710
2024	$5,607.00 (-9.35%)
2023	$6,185.00	$304,430 Land $70,000 Building $234,430	$304,430 Land $70,000 Building $234,430
2018	$3,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1406 Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Element8, Verizon.

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