1406 Oak Stream Dr, Houston, TX 77043 Property Records

Harris County property record for 1406 Oak Stream Dr, Houston, TX 77043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,382 sqft · built 1970
Lot Size	0.205 acres (8,923 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jan 2014)
Tax Bill	$5,428 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`096-414-000-0003`

Property Details

APN / Parcel Number

Primary APN	`096-414-000-0003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,382 sqft Living Area
1st Floor Area	2,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,923 sqft (0.205 acres)
View / Lot	Neighborhood
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0964140000003
Street Address	1406 OAK STREAM DR
City	HOUSTON
State	TX
Zip	77043-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 BLK 2 SHERWOOD OAKS
Legal Subdivision	SHERWOOD OAKS
Legal Block	2
Legal Lot Number	3
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	543202

Owner

1406 Oak Stream Dr is owned and occupied by two individuals who bought it in January 2014.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1406 OAK STREAM DR, HOUSTON, TX 77043-3411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2014 · Amount on File
Deed Sale	Jan 23, 2014 · Amount on File
Deed Document Number	201428154
Deed Book / Page	053-33 / 1408
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	0000028154
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1406 OAK STREAM DR, HOUSTON, TX 77043-3411
Document Number	0000197111
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 OAK STREAM DR HOUSTON TX 770433411, HOUSTON, TX 77043-3411

Mortgage

Document Number	0000197111
Date	May 11, 2020
Instrument	197111

Lender

Name	HOMETRUST MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Oak Stream Dr was $5,428 with a homeowner's exemption, up 59.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,044 (-5.31%) Land $196,306 Building $177,738	$374,044 (-5.31%) Land $196,306 Building $177,738
2025	$5,428.00 (+59.13%) Homeowner's exemption	$395,000 Land $196,306 Building $198,694	$395,000 Land $196,306 Building $198,694
2024	$3,411.00
2023		$406,347 Land $151,691 Building $254,656	$406,347 Land $151,691 Building $254,656
2020	$2,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Oak Stream Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	22 (2009–2017)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 11 claims Severe Storms And Flooding, Apr 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Oak Stream Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20