1406 N Pine St, Florence, AL 35630 Property Records

Lauderdale County property record for 1406 N Pine St, Florence, AL 35630

Property Summary

Property Type	Office Building
Details	2 ba · 1,540 sqft · built 1973
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2019)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-3-005-002-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-3-005-002-000`
Alternative APNs	`040665` `23033` `40665`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,540 sqft Total Area
1st Floor Area	1,540 sqft
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	55 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	40665
Street Address	1406 N PINE ST
City	FLORENCE
State	AL
Zip	35630-2159
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	148 X 55 IRR UNIVERSITY HGTS 2 SD BLK 19 PT OF LOT 4 .18 AC/C SEC 03 T3S R11W PB 2 PG 91 DB 2019/35322 CORRECTIVE DEED 2019/5
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	UNIVERSITY HTS NO 2
Legal Block	19
Legal Lot Number	4
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2002
Census Tract	10400

Owner

1406 N Pine St, a commercial property, is owned by two individuals who acquired it in November 2019.

Source: Lauderdale County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 COUNTY ROAD 290, FLORENCE, AL 35633-7329
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT
Nov 19, 2019	Intrafamily Transfer, Transfer
Aug 20, 2019	Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Deed Book / Page	2019 / 35322
Last Transfer Date	Nov 19, 2019
Transfer Doc	2019/50348
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	1406 N PINE ST, FLORENCE, AL 35630-2159
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/56892
Date	Dec 30, 2019
Book Page	2019/56892

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 19, 2019
Property Address	1406 N PINE ST, FLORENCE, AL 35630-2159
Document Number	2019/50348
Book / Page	2019 / 50348
Instrument Date	Nov 19, 2019
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1406 N PINE ST, FLORENCE, AL 35630-2159

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Aug 20, 2019
Property Address	1406 N PINE ST, FLORENCE, AL 35630-2159
Document Number	2019/35322
Book / Page	2019 / 35322
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2615 DARBY DR, FLORENCE, AL 35630-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2275, FLORENCE, AL 35630-0017

Tax Assessment & Valuation

The 2025 property tax bill for 1406 N Pine St was $2,226, up 7% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+6.97%)	$45,440 (+6.97%)	$236,140 (+11.17%) Land $75,400 Building $160,740
2024	$2,081.00 (+11.7%)	$42,480 (+277.94%) Land $12,480 Building $30,000	$212,420 (+11.69%) Land $62,400 Building $150,020
2023	$1,863.00 (+4.84%)	$11,240 (-69.02%) Land $11,240	$190,180 (+4.84%) Land $56,200 Building $133,980
2022	$1,777.00	$36,280	$181,400 Land $61,600 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 N Pine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 N Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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