1406 Morse St, Commerce, TX 75428 Property Records

Hunt County property record for 1406 Morse St, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,494 sqft · built 1899
Lot Size0.129 acres (5,600 sqft)
OwnerIndividual Name on Record
Last Sale$210,241 (Jun 2023)
Tax Bill$2,779 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN4380-0160-0040-31

Property Details

APN / Parcel Number

Primary APN4380-0160-0040-31
Alternative APNs
  • R54329
  • 54329

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,494 sqft Living Area
1st Floor Area1,494 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.129 acres)
Lot Dimensions80 ft deep x 70 ft wide
Garage TypeCarport
Garage Area260 sqft
CarportCarport
Carport Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1406 MORSE ST
CityCOMMERCE
StateTX
Zip75428-3144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS4380 ORIG TOWN OF COMMERCE BLK 16 LOT 4 ACRES .1286
Legal SubdivisionORIG TOWN OF COMMERCE
Legal Block16
Legal Lot Number4
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2008
Census Tract960500

Owner

Source: Hunt County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1406 MORSE ST, COMMERCE, TX 75428-3144
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleDec 21, 2022
Deed Document Number202312120
Prior Transfer DateSep 3, 2003
Prior Transfer Doc4090
Record UpdatedSep 20, 2026

June 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJun 30, 2023
Property Address1406 MORSE ST, COMMERCE, TX 75428-3144
Document Number0000012120
Map ReferenceFILE 2016-2571
Instrument DateJun 29, 2023
Instrument2023-12120
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 MORSE ST, COMMERCE, TX 75428-3144

Mortgage

Document Number0000012121
DateJun 30, 2023
Instrument2023-12121
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0000012122
DateJun 30, 2023
Instrument2023-12122
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueJun 29, 2026

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,779.00 (-12.58%) Homeowner's exemption$172,960 (+213.05%) Land $18,870 Building $154,090$172,960 (+213.05%) Land $18,870 Building $154,090
2024$3,179.00 (+612.78%)
2023$55,250 (+19.95%) Land $18,870 Building $36,380$55,250 (+19.95%) Land $18,870 Building $36,380
2022$446.00 (+25.28%) Homeowner's exemption$46,060 Land $13,100 Building $32,960$46,060 Land $13,100 Building $32,960
2018$356.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COMMERCE
serves 9,266 people · EPA ID TX1160003
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Total trihalomethanes
resolved · Oct 2017
Haloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Peoples Communications
Fixed Wireless
500 / 60
360 Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Morse St

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