McCook County property record for 1406 Michael Cir, Montrose, SD 57048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,472 sqft · built 1999 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $731 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.60.2000 |
| Primary APN | 19.60.2000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 2,944 sqft |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Material | Metal |
| Lot Area | 46,174 sqft (1.06 acres) |
| Lot Dimensions | 257 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1406 MICHAEL CIR |
|---|---|
| City | MONTROSE |
| State | SD |
| Zip | 57048-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 HORSTMAN ADD |
| Legal Subdivision | HORSTMAN ADD |
| Legal Lot Number | 20 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1123 |
| Census Tract | 964600 |
1406 Michael Cir is owned and occupied by two individuals who acquired it in January 2007.
Source: McCook County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 MICHAEL CIR, MONTROSE, SD 57048-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2007 |
| Deed Sale | Jan 10, 2007 |
| Deed Book / Page | 181 / 734 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1406 Michael Cir was $731.
Source: McCook County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| Municipality | Montrose City |
| Unified School District | Montrose School District 43-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731.00 | $276,400 Land $42,400 Building $234,000 | $276,400 Land $42,400 Building $234,000 |
| 2023 | $212,700 Land $42,400 Building $170,300 | $212,700 Land $42,400 Building $170,300 | |
| 2022 | $895.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Michael Cir in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 8 of 21 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Michael Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 77% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTROSE serves 468 people · EPA ID SD4600217 |
|---|---|
| Water Source | Purchased groundwater from KINGBROOK III RURAL WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Golden West Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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