Lincoln County property record for 1406 Locust Trl, Vale, NC 28168
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 2,030 sqft · built 2013 |
| Lot Size | 2.2 acres (95,963 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Apr 2013) |
| Tax Bill | $2,401 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2666-12-4670 |
| Primary APN | 2666-12-4670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Modular |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 95,963 sqft (2.2 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Storage Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 250023 |
|---|---|
| Street Address | 1406 LOCUST TRL |
| City | VALE |
| State | NC |
| Zip | 28168-9286 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-R |
| Legal Description | HOUSER HM/LD RD 1114 |
| Legal Subdivision | CHASTA GILBERT SURV |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | NORTH BROOK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 70600 |
1406 Locust Trl, a residential property, is owned and occupied by two individuals who bought it in April 2013.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 LOCUST TRL, VALE, NC 28168-9286 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2013 · Amount on File |
| Deed Sale | Apr 30, 2013 · Amount on File |
| Deed Document Number | 2013506791 |
| Deed Book / Page | 2391 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1406 LOCUST TRL, VALE, NC 28168-9286 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3031594 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 3031/594 |
| Instrument | 629473 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2026 property tax bill for 1406 Locust Trl was $2,401.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,401.00 | $380,766 (-) Land $35,595 Building $345,171 | $380,766 (-) Land $35,595 Building $345,171 |
| 2025 | $2,401.00 | $380,766 Land $35,595 Building $345,171 | $380,766 Land $35,595 Building $345,171 |
| 2023 | $2,381.00 | $380,766 Land $35,595 Building $345,171 | $380,766 Land $35,595 Building $345,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Locust Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1406 Locust Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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