1406 Lawrence Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1406 Lawrence Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Tax Bill	$3,018 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-530-8480`

Property Details

APN / Parcel Number

Primary APN	`06-530-8480`
Alternative APN	`6341`

Exterior

Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Account Number	6341
Street Address	1406 LAWRENCE RD
City	CLOQUET
State	MN
Zip	55720-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON QR LINE 193.5 FT E OF W QR POST TH CITY OF CLOQUET
Legal Range	17
Legal Township	49
Legal Section	36
Legal Subdivision	CITY OF CLOQUET
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2015
Census Tract	70200

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE CAP MN INC
Apr 22, 2019	Warranty Deed, Transfer · Stand-Alone Refinance MORTGAGE CAPITAL ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	May 15, 2026
Property Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915
Document Number	0000526764
Instrument Date	Apr 28, 2026
Instrument	2026526764
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AFFIANT TITLE, AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915

Mortgage

Document Number	0000526764,
Date	May 15, 2026
Instrument	2026526764

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000502523
Date	Oct 25, 2021
Instrument	A000502523

Lender

Name	MORTGAGE CAP MN INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Apr 22, 2019
Property Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915
Document Number	A000485489
Instrument Date	Apr 19, 2019
Instrument	A000485489
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	CARLTON COUNTY ABSTRACT & TI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 LAWRENCE RD, CLOQUET, MN 55720-2915
Investor	Possibly a Property Investor

Mortgage

Document Number	A000485490
Date	Apr 22, 2019
Instrument	A000485490

Lender

Name	MORTGAGE CAPITAL ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,018.00 (+2.93%) Homeowner's exemption
2025		$219,800 (+3.44%) Land $50,000 Building $169,800	$219,800 (+3.44%) Land $50,000 Building $169,800
2024	$2,932.00 Homeowner's exemption	$212,500 (+3.11%) Land $50,000 Building $162,500	$212,500 (+3.11%) Land $50,000 Building $162,500
2023	$2,932.00 Homeowner's exemption	$206,100 (-) Land $50,000 Building $156,100	$206,100 (-) Land $50,000 Building $156,100
2022		$206,100 Land $50,000 Building $156,100	$206,100 Land $50,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber.

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